1239 Sable Rd, Spring City, TN 37381 Property Records

Rhea County property record for 1239 Sable Rd, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,763 sqft · built 2007
Lot Size	1.52 acres (66,120 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Feb 2024)
Tax Bill	$1,457 (2025)
Deeds & Mortgages	Feb 2024 Sale Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072044P A 01800`

Property Details

APN / Parcel Number

Primary APN	`072044P A 01800`
Alternative APN	`044P A 01800`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,763 sqft Living Area
1st Floor Area	1,763 sqft
Basement Area	1,763 sqft
Finished Basement	861 sqft
Unfinished Basement	902 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	66,120 sqft (1.52 acres)
Lot Dimensions	435 ft deep x 152 ft wide
Terrain	Rolling

Exterior Amenities

Pool Area	528 sqft
Porch	Open Porch
Porch Area	255 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1239 SABLE RD
City	SPRING CITY
State	TN
Zip	37381-4980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: SABLE HILLS; BLOCK: 3
Legal Subdivision	SABLE HILLS
Legal Block	3
Legal Lot Number	18
Jurisdiction	RHEA TN
Township / Civil Division	3
Census Block Group	1
Census Block	1046
Census Tract	975100

Owner

1239 Sable Rd is owned and occupied by an individual who bought it in February 2024.

Source: Rhea County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1239 SABLE RD, SPRING CITY, TN 37381-4980
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Warranty Deed, Transfer CROSSLAND TITLE AGENCY, CROSSLAND TITLE INC
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 9, 2017	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2024 · Amount on File
Deed Sale	Feb 7, 2024 · Amount on File
Prior Sale	Nov 9, 2017 · Amount on File
Deed Document Number	24022149
Deed Book / Page	521 / 270
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Feb 7, 2024
Property Address	1239 SABLE RD, SPRING CITY, TN 37381-4980
Document Number	0000022149
Book / Page	521 / 270
Map Reference	MB 3 PG 281
Instrument Date	Jan 23, 2024
Instrument	24022149
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CROSSLAND TITLE AGENCY, CROSSLAND TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1239 SABLE RD, SPRING CITY, TN 37381-4980

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	1239 SABLE RD, SPRING CITY, TN 37381-4980
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012890
Date	Mar 18, 2022
Book Page	T671/342
Instrument	22012890

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Nov 9, 2017
Property Address	1239 SABLE RD, SPRING CITY, TN 37381-4980
Document Number	0000003973
Book / Page	000461 / 000568
Instrument Date	Nov 9, 2017
Instrument	3973
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1239 SABLE RD SPRING CITY TN 373814980, SPRING CITY, TN 37381-4980

Mortgage

Document Number	3974
Date	Nov 9, 2017
Book Page	000585/000215
Instrument	3974

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1239 Sable Rd was $1,457.

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,457.00	$108,075 Land $12,500 Building $95,575
2024			$432,300 Land $50,000 Building $382,300
2022		$58,000 Land $7,125 Building $50,875	$232,000 Land $28,500 Building $203,500
2021	$1,308.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1239 Sable Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1239 Sable Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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