1242 Sable Rd, Spring City, TN 37381 Property Records

Rhea County property record for 1242 Sable Rd, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,770 sqft · built 1983
Lot Size	0.833 acres (36,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Nov 1995)
Tax Bill	$1,535 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072044P A 01000`

Property Details

APN / Parcel Number

Primary APN	`072044P A 01000`
Alternative APN	`044P A 01000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,770 sqft
Basement Area	1,568 sqft
Finished Basement	546 sqft
Unfinished Basement	1,022 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,311 sqft
Lot Dimensions	315 ft deep x 115 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	500 sqft
Patio Area	220 sqft
Shed	1 Shed
Shed Area	24 sqft
Boat Access	Boat Access
Boat House	636 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1242 SABLE RD
City	SPRING CITY
State	TN
Zip	37381-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: SABLE HILLS; BLOCK: 3
Legal Subdivision	SABLE HILLS
Legal Block	3
Legal Lot Number	10 115
Jurisdiction	RHEA TN
Township / Civil Division	3
Census Block Group	1
Census Block	1046
Census Tract	975100

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1242 SABLE RD, SPRING CITY, TN 37381-4822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 1995 · Amount on Record
Deed Sale	Nov 27, 1995 · Amount on Record
Deed Document Number	0000271152
Deed Book / Page	271 / 152
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	1242 SABLE RD, SPRING CITY, TN 37381-4822
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6747
Date	Mar 25, 2021
Book Page	T647/473
Instrument	21006747

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	1242 SABLE RD, SPRING CITY, TN 37381-4822
Document Number	0000000241
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	242 SABLE RD SPRING CITY TN 37381, SPRING CITY, TN 37381

Mortgage

Document Number	0000000241
Date	Jan 21, 2020
Book Page	000621/000500
Instrument	241

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	1242 SABLE RD, SPRING CITY, TN 37381-4822
Document Number	0000011534
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1242 SABLE RD SPRING CITY TN 373814822, SPRING CITY, TN 37381-4822

Mortgage

Document Number	0000011534
Date	Jun 14, 2019
Book Page	000611/000255
Instrument	11534

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,535.00 (-19.97%)	$113,825 (+33.79%) Land $42,500 Building $71,325
2024			$455,300 (+33.79%) Land $170,000 Building $285,300
2022		$85,075 Land $41,250 Building $43,825	$340,300 Land $165,000 Building $175,300
2021	$1,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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