1115 Sable Rd, Spring City, TN 37381 Property Records

Rhea County property record for 1115 Sable Rd, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,452 sqft · built 2025
Lot Size	1.3 acres (57,078 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Oct 2019)
Tax Bill	$956 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2024 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072044P A 02100`

Property Details

APN / Parcel Number

Primary APN	`072044P A 02100`
Alternative APN	`044P A 02100`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,452 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	57,078 sqft (1.3 acres)
Lot Dimensions	378 ft deep x 151 ft wide
Terrain	Rolling
Garage Type	Finished
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1115 SABLE RD
City	SPRING CITY
State	TN
Zip	37381-2868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: SABLE HILLS; BLOCK: 3
Legal Subdivision	SABLE HILLS
Legal Block	3
Legal Lot Number	21
Jurisdiction	RHEA TN
Township / Civil Division	3
Census Block Group	1
Census Block	1046
Census Tract	975100

Owner

1115 Sable Rd is owned and occupied by an individual who acquired it in April 2024.

Source: Rhea County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1114 SABLE RD, SPRING CITY, TN 37381-4822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Oct 21, 2024	Deed of Trust, Mortgage · Construction Mortgage SOUTHEAST BANK
Apr 8, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Prior Sale	Oct 16, 2019 · Amount on File
Deed Document Number	0000013290
Deed Book / Page	000478 / 000610
Last Transfer Date	Apr 8, 2024
Transfer Doc	0000022884
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	1115 SABLE RD, SPRING CITY, TN 37381-2868
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	TITLE INSURANCE COMPANY/DAYTON, TITLE INS COMPANY OF DAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 SABLE RD, SPRING CITY, TN 37381-2868

Mortgage

Document Number	0000030247
Date	Sep 29, 2025
Book Page	T736/170
Instrument	25030247

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	1115 SABLE RD, SPRING CITY, TN 37381-2868
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 SABLE RD, SPRING CITY, TN 37381-4822

Mortgage

Document Number	0000025539
Date	Oct 21, 2024
Book Page	T716/763
Instrument	24025539

Lender

Name	SOUTHEAST BANK
Type	Bank
Address	SPRING CITY, TN 37381

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RHEA TN
Recording Date	Apr 8, 2024
Property Address	1115 SABLE RD, SPRING CITY, TN 37381-2868
Document Number	0000022884
Book / Page	523 / 19
Map Reference	MB 3 PG 281
Instrument Date	Mar 15, 2024
Instrument	24022884
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 SABLE RD, SPRING CITY, TN 37381-4822

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Oct 16, 2019
Property Address	1115 SABLE RD, SPRING CITY, TN 37381
Document Number	0000013290
Book / Page	000478 / 000610
Instrument Date	Oct 15, 2019
Instrument	13290
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1114 SALE RD SPRING CITY TN 37381, SPRING CITY, TN 37381

Tax Assessment & Valuation

The 2025 property tax bill for 1115 Sable Rd was $956.

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00	$70,875 Land $12,500 Building $58,375
2024			$283,500 Land $50,000 Building $233,500
2022		$21,400 Land $7,125 Building $14,275	$85,600 Land $28,500 Building $57,100
2021	$161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1115 Sable Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1115 Sable Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sable Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures