Bergen County and Edgewater Borough property record for 1238 River Rd, #2, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 3,035 sqft · built 2018 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,137,500 (May 2026) |
| Tax Bill | $28,123 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00026-0000-00028-0000-C0002 |
| Primary APN | 13-00026-0000-00028-0000-C0002 |
|---|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,035 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 160 ft deep x 25 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1238 RIVER RD, 2 |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 25 X 160 |
| Legal Subdivision | 1238 RIVER ROAD |
| Legal Block | 26 |
| Legal Lot Number | 28 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 13002 |
1238 River Rd, #2 is owned by an individual who bought it in May 2026.
Source: Bergen County and Edgewater Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1238 RIVER RD, B, EDGEWATER, NJ 07020-1846 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 19, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 19, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on File |
| Deed Sale | May 19, 2026 · Amount on File |
| Prior Sale | Feb 26, 2025 · Amount on File |
| Deed Document Number | 202633426 |
| Deed Book / Page | 5800 / 1234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 19, 2026 |
| Property Address | 1238 RIVER RD, 2, EDGEWATER, NJ 07020-1845 |
| Document Number | 0000033426 |
| Book / Page | 5800 / 1234 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202633426 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $431,775.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1238 RIVER RD, EDGEWATER, NJ 07020-1845 |
| Document Number | 0000033427, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202633427 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 19, 2026 |
| Property Address | 1238 RIVER RD, 2, EDGEWATER, NJ 07020-1845 |
| Document Number | 0058001234 |
| Book / Page | 5800 / 1234 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202633426 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $431,775.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1238 RIVER RD, EDGEWATER, NJ 07020-1845 |
| Document Number | 0000033427, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202633427 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 1238 River Rd, #2 was $28,123, up 5.9% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,822,700 (+6.62%) Land $366,000 Building $1,456,700 | $1,822,700 (+6.62%) Land $366,000 Building $1,456,700 | |
| 2025 | $28,123.00 (+5.95%) | $1,709,600 Land $347,000 Building $1,362,600 | $1,709,600 Land $347,000 Building $1,362,600 |
| 2024 | $26,544.00 | ||
| 2023 | $1,623,000 Land $320,000 Building $1,303,000 | $1,623,000 Land $320,000 Building $1,303,000 | |
| 2022 | $25,488.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1238 River Rd, #2 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1238 River Rd, #2 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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