1234 River Rd, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1234 River Rd, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	3,272 sqft · built 2019
Lot Size	0.086 acres (3,751 sqft)
Owner	Individual Name on Record
Last Sale	$1,900,000 (Dec 2025)
Tax Bill	$29,245 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00026-0000-00026-0000-C1234`

Property Details

APN / Parcel Number

Primary APN	`13-00026-0000-00026-0000-C1234`
Alternative APN	`13000260000000260000C0001`

Interior

Units	3 Units
Stories	2 Stories
Building Area	3,272 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Exterior Material	Frame
Construction Type	Frame
Lot Area	3,751 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	13000260000000260000C0001
Street Address	1234 RIVER RD, 234
City	EDGEWATER
State	NJ
Zip	07020-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	25X150 0.1722
Legal Subdivision	1234 1236 RIVER ROAD CONDOMINIUM
Legal Block	26
Legal Lot Number	26
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1009
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1234 RIVER RD, EDGEWATER, NJ 07020-1423
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	202588871
Deed Book / Page	5683 / 1197
Record Updated	Oct 29, 2026

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 19, 2025
Property Address	1234 RIVER RD, EDGEWATER, NJ 07020-1423
Document Number	0056831197
Book / Page	5683 / 1197
Instrument Date	Dec 19, 2025
Instrument	2025088871
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	UNKNOWN, MUNDUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 W SOUTH ORANGE AVE # AVE10, AVE10, SOUTH ORANGE, NJ 07079-1730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 RIVER RD, EDGEWATER, NJ 07020-1423

Mortgage

Document Number	2025088872
Date	Dec 19, 2025
Instrument	2025088872

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.3%

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,895,100 (+6.6%) Land $357,500 Building $1,537,600	$1,895,100 (+6.6%) Land $357,500 Building $1,537,600
2025	$29,245.00 (+5.94%)	$1,777,800 (+5.28%) Land $338,800 Building $1,439,000	$1,777,800 (+5.28%) Land $338,800 Building $1,439,000
2024	$27,604.00 (+3.69%)
2023		$1,688,600 Land $312,500 Building $1,376,100	$1,688,600 Land $312,500 Building $1,376,100
2022	$26,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1989)
Most Recent Claim	May 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20