1240 River Rd, #A, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1240 River Rd, #A, Edgewater, NJ 07020

Property Summary

Property TypeSingle Family Home
Details2,777 sqft · built 2015
Lot Size0.096 acres (4,160 sqft)
Owner2 Individual Names on Record
Last Sale$1,350,000 (Apr 2016)
Tax Bill$22,893 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN13-00026-0000-00030-0000-C000A

Property Details

APN / Parcel Number

Primary APN13-00026-0000-00030-0000-C000A

Interior

Building Area2,777 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleCondo/Apartment
Lot Area4,160 sqft (0.096 acres)
Lot Dimensions160 ft deep x 26 ft wide

Location & Zoning

Street Address1240 RIVER RD, A
CityEDGEWATER
StateNJ
Zip07020-1423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description26X160 0.19
Legal Subdivision1240 RIVER ROAD CONDO
Legal Block26
Legal Lot Number30
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group1
Census Block1009
Census Tract13002

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1240 RIVER RD, A, EDGEWATER, NJ 07020-1423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2016 · Amount on Record
Deed SaleApr 21, 2016 · Amount on Record
Deed Document Number201629660
Deed Book / Page2240 / 1726
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address1240 RIVER RD # A, A, EDGEWATER, NJ 07020-1423
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1240 RIVER RD A, A, EDGEWATER, NJ 07020-1423

Mortgage

Document Number0048161412
DateSep 23, 2022
Book Page4816/1412
Instrument2022093870
Lender
NameVISIONS FCU
TypeCredit Union
AddressENDWELL, NY 13762
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateOct 1, 2032
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change6.5%
Index1-Year CMT
Margin3
Max Rate9.5%

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,486,700 (+6.83%) Land $371,400 Building $1,115,300$1,486,700 (+6.83%) Land $371,400 Building $1,115,300
2025$22,893.00 (+6.1%)$1,391,700 (+5.79%) Land $352,300 Building $1,039,400$1,391,700 (+5.79%) Land $352,300 Building $1,039,400
2024$21,577.00 (+4.1%)
2023$1,315,500 Land $324,800 Building $990,700$1,315,500 Land $324,800 Building $990,700
2022$20,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–1989)
Most Recent ClaimMay 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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