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1237 S Cove Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 1237 S Cove Rd, Mill Spring, NC 28756 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2006
Square Footage1,260 sqft Finished Area
Lot Size85,813 sqft (1.97 acres)
GarageCarport
Last Sale$850,000 (2025)
Tax Bill$3,311.00 (2025)

Property Details

APN / Parcel Number

Primary APNP55-211
Alternative APN
  • 57585

Interior

Bedrooms3 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,260 sqft Finished Area

Exterior

Year BuiltBuilt 2006
Exterior MaterialWood Siding Exterior
Foundation TypeRetaining Wall Foundation
Roof MaterialShingle Roof
Lot Area85,813 sqft (1.97 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number57585
Street Address1237 S COVE RD
CityMILL SPRING
StateNC
Zip28756-8703
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT #6, LAKE ADGER, 0S05 SOUTH COVE 09
Legal SubdivisionSOUTH COVE
Legal Lot Number6
JurisdictionPOLK NC
Minor Civil DivisionWHITE OAK
Census Blockgroup1
Census Block1011
Census Tract920201

Owner

Source: Polk County records · APN P55-211

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4607 ORTEGA BLVD, JACKSONVILLE, FL 32210-7633
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2020Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Nov 21, 2025Warranty Deed, Transfer · Conventional Mortgage
NEWREZ LLC
Dec 02, 2019Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Sep 18, 2018Warranty Deed, Transfer
SUNTRUST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 2025 · Amount on Record
Deed SaleNov 21, 2025 · Amount on Record
Prior SaleDec 02, 2019
Deed Doc Number0004952190
Deed Book / Page495 / 2190
Record RefreshedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK NC
Property Address1237 S COVE RD, MILL SPRING, NC 28756-8703
Transaction TypeMortgage
Record UpdatedDec 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00447/1648
DateMar 31, 2020
Book Page447/1648
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateNov 21, 2025
Property Address1237 S COVE RD, MILL SPRING, NC 28756-8703
Document Number00495/2190
Book / Page495 / 2190
Map ReferenceFILE D PG 48
Instrument DateNov 17, 2025
Transaction TypeTransfer
Record UpdatedDec 09, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,700.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address153 GREY OAKS LN, LEXINGTON, SC 29072-5600

Transferred To (Grantee/Buyer)

NameVerified Name
Address4607 ORTEGA BLVD, JACKSONVILLE, FL 32210-7633

Mortgage

Document Number0004952196
DateNov 21, 2025
Instrument495/2196
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2040

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateDec 02, 2019
Property Address1237 S COVE RD, MILL SPRING, NC 28756-8703
Document Number00444/2334
Book / Page444 / 2334
Instrument DateNov 27, 2019
Transaction TypeTransfer
Record UpdatedMar 07, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 GREY OAKS LN, LEXINGTON, SC 29072-5600

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK NC
Recording DateSep 18, 2018
Property Address1237 S COVE RD, MILL SPRING, NC 28756-8703
Document Number00435/2445
Book / Page435 / 2445
Instrument DateSep 18, 2018
Transaction TypeTransfer
Record UpdatedMar 07, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address153 GREY OAKS LN, LEXINGTON, SC 29072-5600

Mortgage

Document Number0000000435/0000002450
DateSep 18, 2018
Book Page0000000435/0000002450
Lender
NameSUNTRUST BANK
TypeBank
Agreement
AmountAmount Recorded
Term352 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPolk County
Unified School DistrictPolk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,311.00 (+19.06%)$648,714 (+49.18%) Land $187,500 Building $461,214$648,714 (+49.18%) Land $187,500 Building $461,214
2023$2,781.00$434,842 Land $112,500 Building $322,342
2021$434,842 Land $112,500 Building $322,342

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