Polk County property record for 800 S Cove Rd, Mill Spring, NC 28756
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 2010 |
| Lot Size | 3.91 acres (170,320 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,000 (Jun 2000) |
| Tax Bill | $1,311 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P55-483 |
| Primary APN | P55-483 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,104 sqft Finished Area |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 170,320 sqft (3.91 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | None |
|---|
| Account Number | 27960 |
|---|---|
| Street Address | 800 S COVE RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-8755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPEN |
| Legal Description | LOT #7, LAKE ADGER, 0A04 ADGERWOOD FARMS |
| Legal Subdivision | ADGERWOOD FARMS |
| Legal Lot Number | 7 |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 920201 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 276 LAUREL MOUNTAIN TRL, SALUDA, NC 28773-9793 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2000 · Amount on Record |
| Deed Sale | Jun 26, 2000 · Amount on Record |
| Prior Sale | May 19, 2000 |
| Deed Book / Page | 264 / 283 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,311.00 | $256,974 (-) Land $44,550 Building $212,424 | $256,974 (-) Land $44,550 Building $212,424 |
| 2025 | $1,311.00 (-13.18%) | $256,974 (+8.82%) Land $44,550 Building $212,424 | $256,974 (+8.82%) Land $44,550 Building $212,424 |
| 2023 | $1,510.00 | $236,144 Land $37,460 Building $198,684 | |
| 2021 | $236,144 Land $37,460 Building $198,684 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
4G LTE (outdoors only), no 5G reported
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