Polk County property record for 1065 S Cove Rd, Mill Spring, NC 28756 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,379 sqft · built 2004 |
| Lot Size | 2.08 acres (91,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Jul 2024) |
| Tax Bill | $4,506 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | P55-221 |
| Primary APN | P55-221 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,379 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 91,040 sqft (2.08 acres) |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 26692 |
|---|---|
| Street Address | 1065 S COVE RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #16B, LAKE ADGER, 0S05 SOUTH COVE 09 |
| Legal Subdivision | SOUTH COVE |
| Legal Lot Number | 16B |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 920201 |
Source: Polk County records · APN P55-221
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 2707 W MORRISON AVE, TAMPA, FL 33629-5332 |
| Owner Type | Individual |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on Record |
| Deed Sale | Jul 15, 2024 · Amount on Record |
| Deed Document Number | 0004861201 |
| Deed Book / Page | 486 / 1201 |
| Record Updated | Jun 08, 2026 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,506.00 (+42.1%) | $882,854 (+78.05%) Land $150,000 Building $732,854 | $882,854 (+78.05%) Land $150,000 Building $732,854 |
| 2023 | $3,171.00 | $495,846 Land $90,000 Building $405,846 | |
| 2021 | $495,846 Land $90,000 Building $405,846 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499202011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 794 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Uniti Group | DSL | 200 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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