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12366 Winter Gardens Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12366 Winter Gardens Dr, Lakeside, CA 92040 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1990
Square Footage4,000 sqft Living Area
Lot Size2.63 acres
OccupancyOwner Occupied
Last Sale$831,000 (2017)
Tax Bill$12,249.00 (2025)

Property Details

APN / Parcel Number

Primary APN400-310-49-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area4,000 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area114,563 sqft
Parking Spaces2 Parking Spaces
Garage TypeCarport
CarportCarport
View / LotGood

Location & Zoning

Street Address12366 WINTER GARDENS DR
CityLAKESIDE
StateCA
Zip92040-5425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNMBD LOT SWLY PAR PER ROS 7777 IN TR 000289
Legal SubdivisionEL CAJON VALLEY COS LANDS
Legal Tract000289
Legal Block1
Legal Lot Number129
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract16806

Owner

Source: San Diego County records · APN 400-310-49-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12366 WINTER GARDENS DR, LAKESIDE, CA 92040-5425
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 15, 2019Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jun 12, 2017Grant Deed, Transfer · ARM
UBS BANK USA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2017 · Amount on Record
Deed SaleJun 12, 2017 · Amount on Record
Prior SaleApr 27, 2004 · Amount on Record
Deed Document Number2017262745
Prior Transfer DateApr 13, 2004
Prior Transfer Doc0000371958
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12366 WINTER GARDENS DR, LAKESIDE, CA 92040-5425
Transaction TypeMortgage
Record UpdatedMar 02, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12366 WINTER GARDENS DR, LAKESIDE, CA 92040-5425

Mortgage

Document Number0000077912
DateFeb 22, 2022
Instrument2022-0077912
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 21, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12366 WINTER GARDENS DR, LAKESIDE, CA 92040-5425
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000528878
DateNov 15, 2019
Instrument2019-0528878
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 14, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 12, 2017
Property Address12366 WINTER GARDENS DR, LAKESIDE, CA 92040-5425
Document Number0000262745
Map ReferenceMAP289
Instrument DateJun 07, 2017
Instrument2017-0262745
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address12366 WINTER GARDENS DR, LAKESIDE, CA 92040-5425

Mortgage

Document Number0000262746
DateJun 12, 2017
Instrument2017-0262746
Lender
NameUBS BANK USA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateJul 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$983,728 (+2%) Land $418,630 Building $565,098
2025$12,249.00 (+6.09%) Homeowner's exemption$964,440 (+4.04%) Land $410,422 Building $554,018
2023$11,546.00 (+1.74%) Homeowner's exemption$926,991 Land $394,486 Building $532,505
2022$11,349.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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