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12360 SW 109th Ter, Miami, FL 33186 Property Records

Miami-Dade County property record for 12360 SW 109th Ter, Miami, FL 33186

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,685 sqft · built 1976
Lot Size0.298 acres (12,975 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Aug 2012)
Tax Bill$5,281 (2025)
Deeds & MortgagesJan 2022 Mortgage
Feb 2020 Mortgage
Flood ZoneZone AH (high risk)
APN30-5912-002-0530

Property Details

APN / Parcel Number

Primary APN30-5912-002-0530

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,685 sqft Living Area
Gross Area2,578 sqft
1st Floor Area1,685 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area12,975 sqft (0.298 acres)
Patio Area500 sqft

Location & Zoning

Street Address12360 SW 109TH TER
CityMIAMI
StateFL
Zip33186-3711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionDEVON-AIRE ESTS SEC 2 PB 104-30 LOT 28 BLK 8 LOT SIZE 13000 SQ FT OR 9533-1539 COC 25414-3777 10 2006 1
Legal Range39E
Legal Township55S
Legal Section12
Legal SubdivisionDEVON-AIRE ESTS
Legal Block8
Legal Lot Number28
JurisdictionDADE FL
Township / Civil DivisionKENDALE LAKES-TAMIAMI
Census Block Group3
Census Block3013
Census Tract19200

Owner

12360 SW 109th Ter is owned and occupied by two individuals who bought it in August 2012.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address12360 SW 109TH TER, MIAMI, FL 33186-3711
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2012 · Amount on File
Deed SaleAug 28, 2012 · Amount on File
Prior SaleApr 21, 2011 · Amount on File
Deed Document Number2012605797
Deed Book / Page28245 / 2941
Prior Transfer DateJun 14, 2010
Prior Transfer Doc0000403914
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address12360 SW 109TH TER, MIAMI, FL 33186-3711
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082975
DateJan 28, 2022
Book Page32987/2090
Instrument2022R0082975
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term349 Months
DueFeb 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address12360 SW 109TH TER, MIAMI, FL 33186-3711
Document Number0000106277
Instrument DateFeb 4, 2020
Transaction TypeMortgage
Record UpdatedMar 10, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12360 SW 109TH TER MIAMI FL 331863711, MIAMI, FL 33186-3711

Mortgage

Document Number0000106277
DateFeb 13, 2020
Book Page031818/002225
Instrument106277
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12360 SW 109th Ter was $5,281 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,281.00 Homeowner's exemption$311,128$648,706 Land $426,360 Building $222,346
2023$4,868.00 (+4.06%) Homeowner's exemption$293,554 (+3%)$606,112 (+10.18%) Land $368,220 Building $237,892
2022$4,678.00 Homeowner's exemption$285,004$550,092 Land $310,080 Building $240,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12360 SW 109th Ter in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 353 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies353 in force
Nearby Flood Claims47 (1979–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Wilma, Oct 2005 · 4 claims
  • Hurricane Irene, Oct 1999 · 9 claims
  • Hurricane Andrew, Aug 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12360 SW 109th Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: SkyNet360.

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