Miami-Dade County property record for 12330 SW 109th Ter, Miami, FL 33186
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,614 sqft · built 1976 |
| Lot Size | 0.202 acres (8,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Feb 2015) |
| Tax Bill | $5,015 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 30-5912-002-0560 |
| Primary APN | 30-5912-002-0560 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 1,876 sqft |
| 1st Floor Area | 1,614 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 8,800 sqft (0.202 acres) |
| Porch | Porch |
| Porch Area | 13 sqft |
| Patio Area | 210 sqft |
| Street Address | 12330 SW 109TH TER |
|---|---|
| City | MIAMI |
| State | FL |
| Zip | 33186-3711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | DEVON-AIRE ESTS SEC 2 PB 104-30 LOT 31 BLK 8 LOT SIZE 9400 SQ FT OR 18369-1157 1198 4 |
| Legal Range | 39E |
| Legal Township | 55S |
| Legal Section | 12 |
| Legal Subdivision | DEVON-AIRE ESTS |
| Legal Block | 8 |
| Legal Lot Number | 31 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KENDALE LAKES-TAMIAMI |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 19200 |
12330 SW 109th Ter is owned and occupied by two individuals who bought it in February 2015.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12330 SW 109TH TER, MIAMI, FL 33186-3711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2015 · Amount on File |
| Deed Sale | Feb 27, 2015 · Amount on File |
| Deed Document Number | 2015132045 |
| Deed Book / Page | 29518 / 4544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 12330 SW 109TH TER, MIAMI, FL 33186-3711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000286352 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 31938/3512 |
| Instrument | 2020R0286352 |
| Name | CITY NATIONAL BANK OF FLORIDA |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 12330 SW 109th Ter was $5,015 with a homeowner's exemption.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,015.00 Homeowner's exemption | $295,421 | $510,887 Land $358,600 Building $152,287 |
| 2023 | $4,472.00 (+4.12%) Homeowner's exemption | $270,351 (+3%) | $461,371 (+11.52%) Land $309,700 Building $151,671 |
| 2022 | $4,295.00 Homeowner's exemption | $262,477 | $413,705 Land $260,800 Building $152,905 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12330 SW 109th Ter in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 353 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 353 in force |
| Nearby Flood Claims | 47 (1979–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12330 SW 109th Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: SkyNet360.
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