1234 Elderflower Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 1234 Elderflower Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,153 sqft · built 2019
Lot Size	0.194 acres (8,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,000 (Jan 2019)
Tax Bill	$3,316 (2025)
Deeds & Mortgages	Feb 2019 Construction Loan Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-001-099-3819-1`

Property Details

APN / Parcel Number

Primary APN	`C56-001-099-3819-1`
Alternative APN	`11-1S-22-2001-0000-0180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,153 sqft Heated Area
Gross Area	3,070 sqft
1st Floor Area	2,153 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	8,488 sqft (0.194 acres)
Garage Type	Finished
Garage Area	525 sqft
Porch	Open Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1234 ELDERFLOWER DR
City	NICEVILLE
State	FL
Zip	32578-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK LOT 18
Legal Range	22
Legal Township	01S
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK
Legal Lot Number	18
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1234 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2019	Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK
Jan 14, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2019 · Amount on Record
Deed Sale	Jan 14, 2019 · Amount on Record
Deed Document Number	3253224
Deed Book / Page	3381 / 3007
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1234 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033854862
Date	Feb 21, 2019
Book Page	3385/4862
Instrument	3260082

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 14, 2019
Property Address	1234 ELDERFLOWER DR, NICEVILLE, FL 32578-3425
Document Number	0033813007
Book / Page	003381 / 003007
Instrument Date	Jan 11, 2019
Instrument	3253224
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$623.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4194 MAINSAIL DR NICEVILLE FL 325784514, NICEVILLE, FL 32578-4514

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,316.00 (+9.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$287,233 (+5.99%)	$544,094 (-1.92%) Land $97,527 Building $446,567
2023	$3,016.00 (+4.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$271,008 (+3%)	$554,729 (+6.35%) Land $96,600 Building $458,129
2022	$2,873.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$263,115	$521,596 Land $92,000 Building $429,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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