1233 Elderflower Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 1233 Elderflower Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,536 sqft · built 2022
Lot Size	0.17 acres (7,442 sqft)
Owner	Individual Name on Record
Last Sale	$699,900 (May 2022)
Tax Bill	$1,052 (2022)
Deeds & Mortgages	Mar 2024 Line of Credit May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-099-3881-1`

Property Details

APN / Parcel Number

Primary APN	`C56-001-099-3881-1`
Alternative APN	`11-1S-22-2001-0000-0800`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,536 sqft Heated Area
Gross Area	3,422 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2022
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	7,442 sqft (0.17 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1233 ELDERFLOWER DR
City	NICEVILLE
State	FL
Zip	32578-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK LOT 80
Legal Range	22
Legal Township	01S
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK
Legal Lot Number	80
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2002
Census Tract	20900

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1233 ELDERFLOWER DR, NICEVILLE, FL 32578-3426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit ALL IN FCU
May 13, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage BANK OF ENGLAND
Oct 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Document Number	3550095
Deed Book / Page	3621 / 4622
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1233 ELDERFLOWER DR, NICEVILLE, FL 32578-3426
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003678347
Date	Mar 25, 2024
Instrument	3678347

Lender

Name	ALL IN FCU
Type	Credit Union
Address	238 VIRGINIA AVE, DALEVILLE, AL 36322

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 13, 2022
Property Address	1233 ELDERFLOWER DR, NICEVILLE, FL 32578-3426
Document Number	0036214622
Book / Page	3621 / 4622
Map Reference	MB 28 PG 46-51
Instrument Date	May 10, 2022
Instrument	3550095
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	PANHANDLE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,899.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4152 WARD COVE DR, NICEVILLE, FL 32578-7115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1233 ELDERFLOWER DR, NICEVILLE, FL 32578-3426

Mortgage

Document Number	0036214624
Date	May 13, 2022
Instrument	3621/4624

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 11, 2017
Property Address	1233 ELDERFLOWER DR, NICEVILLE, FL 32578-3426
Document Number	0033211944
Book / Page	003321 / 001944
Instrument Date	Oct 10, 2017
Instrument	3165522
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,582.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	26 BLUEWATER POINT DR NICEVILLE FL 32578, NICEVILLE, FL 32578

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$583,314 (-0.63%) Land $97,527 Building $485,787	$583,314 (-0.63%) Land $97,527 Building $485,787
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$587,000 (+538.04%) Land $96,600 Building $490,400	$587,000 (+538.04%) Land $96,600 Building $490,400
2022	$1,052.00	$92,000 Land $92,000	$92,000 Land $92,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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