1235 W Main St, Merced, CA 95340 Property Records

Merced County property record for 1235 W Main St, Merced, CA 95340

Property Summary

Property Type	Commercial
Details	16,530 sqft · built 1963
Lot Size	1.3 acres (56,628 sqft)
Owner	Company Name on File
Tax Bill	$24,483 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2024 Sale + 1 more
Flood Zone	Zone AH (high risk)
APN	`031-103-014-000`

Property Details

APN / Parcel Number

Primary APN	`031-103-014-000`

Interior

Stories	2 Stories
Building Area	16,530 sqft Total Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1983
Construction Type	Tilt-Up Concrete
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	56,628 sqft (1.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1235 W MAIN ST
City	MERCED
State	CA
Zip	95340-4524
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MONDO ADD LOTS 5-10 ETC BLK 170
Legal Subdivision	MONDO ADD
Legal Block	170
Legal Lot Number	5-10 6
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3025
Census Tract	1301

Owner

Source: Merced County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 2085, MERCED, CA 95344-0085
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 30, 2024	Grant Deed, Transfer
Jul 2, 2019	Deed of Trust, Mortgage · Commercial Mortgage BBVA USA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2024
Deed Sale	Jan 30, 2024
Prior Sale	Aug 1, 2012
Deed Document Number	2024002060
Record Updated	Jun 7, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1235 W MAIN ST, MERCED, CA 95340-4524
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 W MAIN ST, MERCED, CA 95340-4524

Mortgage

Document Number	0000008352
Date	Apr 15, 2024
Instrument	2024008352

Lender

Name	PNC BANK NA
Type	Bank
Address	5200 N PALM AVE STE 310, FRESNO, CA 93704

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 30, 2024
Property Address	1235 W MAIN ST, MERCED, CA 95340-4524
Document Number	0000002060
Map Reference	VOL 11 PG 35
Instrument Date	Mar 27, 2023
Instrument	2024002060
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2085, MERCED, CA 95344-0085

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1235 W MAIN ST, MERCED, CA 95340-4524
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019749
Date	Jul 2, 2019
Instrument	2019019749

Lender

Name	BBVA USA
Type	Non-Lending Institution
Address	TEMECULA, CA 92591

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 1, 2022

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$24,483.00 (+636.77%)	$1,911,020 (+2.26%) Land $516,324 Building $1,394,696
2023	$3,323.00 (+0.06%)	$1,868,740 Land $496,275 Building $1,372,465
2022	$3,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	167.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 83 policies
Nearby Flood Policies	83 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: California Internet, T-Mobile USA.

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