Merced County property record for 1223 W Main St, Merced, CA 95340
| Property Type | Commercial |
|---|---|
| Details | 3,116 sqft · built 1965 |
| Lot Size | 0.291 acres (12,665 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Apr 2023) |
| Tax Bill | $5,000 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 031-103-013-000 |
| Primary APN | 031-103-013-000 |
|---|---|
| Alternative APN |
|
| Building Area | 3,116 sqft |
|---|
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 12,665 sqft (0.291 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 031-103-013 |
|---|---|
| Street Address | 1223 W MAIN ST |
| City | MERCED |
| State | CA |
| Zip | 95340-4524 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CC |
| Legal Description | MONDO ADD POR LOT 12-14ETC BL 170 |
| Legal Subdivision | MONDO ADD |
| Legal Block | 170 |
| Legal Lot Number | 12 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 1301 |
1223 W Main St, a commercial property, is owned by two individuals who bought it in April 2023.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7855 N BAIN AVE, FRESNO, CA 93722-2271 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2023 · Amount on File |
| Deed Sale | Apr 7, 2023 · Amount on File |
| Deed Document Number | 20237687 |
| Prior Transfer Date | Mar 31, 2023 |
| Prior Transfer Doc | 0000007685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 7, 2023 |
| Property Address | 1223 W MAIN ST, MERCED, CA 95340-4524 |
| Document Number | 0000007687 |
| Map Reference | MB 11 PG 35 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023007687 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7855 N BAIN AVE, FRESNO, CA 93722-2271 |
| Document Number | 0000007688 |
|---|---|
| Date | Apr 7, 2023 |
| Instrument | 2023007688 |
| Name | BANK OF STOCKTON |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1223 W Main St was $5,000, up 4.9% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $392,646 (+2%) Land $185,711 Building $206,935 | |
| 2025 | $5,000.00 (+4.89%) | $384,948 Land $182,070 Building $202,878 |
| 2024 | $4,767.00 (+17.38%) | |
| 2023 | $4,061.00 (+8.5%) | $309,430 Land $173,281 Building $136,149 |
| 2022 | $3,743.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1223 W Main St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 167.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 3 (1999–2012) |
| Most Recent Claim | Dec 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1223 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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