1235 Estancia Woods Loop, Windermere, FL 34786 Property Records

Orange County property record for 1235 Estancia Woods Loop, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,488 sqft · built 2019
Lot Size	0.385 acres (16,785 sqft)
Owner	2 Trust Names on File
Last Sale	$887,200 (Oct 2019)
Tax Bill	$14,198 (2025)
Deeds & Mortgages	Mar 2026 Transfer Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-28-2480-00-280`

Property Details

APN / Parcel Number

Primary APN	`06-23-28-2480-00-280`
Alternative APNs	`282306248000280` `275175` `280019` `284178`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,488 sqft Living Area
Gross Area	4,981 sqft
1st Floor Area	3,488 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	16,785 sqft (0.385 acres)
Garage Type	Attached
Garage Area	754 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	387 sqft
Patio Area	352 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1235 ESTANCIA WOODS LOOP
City	WINDERMERE
State	FL
Zip	34786-7937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ESTANCIA AT WINDERMERE 89/129 LOT 28
Legal Range	28E
Legal Township	23S
Legal Section	06
Legal Subdivision	ESTANCIA AT WINDERMERE
Legal Tract	2480
Legal Lot Number	28
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2016
Census Tract	17120

Owner

1235 Estancia Woods Loop is owner-occupied and held in a trust since March 2026.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1235 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Intrafamily Transfer, Transfer
Apr 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 10, 2019	Grant Deed, Transfer INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on File
Deed Sale	Oct 10, 2019 · Amount on File
Deed Document Number	2019636725
Last Transfer Date	Mar 17, 2026
Transfer Doc	0000158637
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Mar 18, 2026
Property Address	1235 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937
Document Number	0000158637
Map Reference	MB 89 PG 129-134
Instrument Date	Mar 17, 2026
Instrument	20260158637
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1235 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1235 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937

Mortgage

Document Number	0000232105
Date	Apr 25, 2023
Instrument	20230232105

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1235 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937

Mortgage

Document Number	0000563054
Date	Sep 14, 2022
Instrument	20220563054

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 10, 2019
Property Address	1235 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937
Document Number	0000636725
Instrument Date	Oct 10, 2019
Instrument	636725
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$6,210.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1235 ESTANCIA WOODS LOOP WINDERMERE FL 347867937, WINDERMERE, FL 34786-7937

Tax Assessment & Valuation

The 2025 property tax bill for 1235 Estancia Woods Loop was $14,198, up 3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$891,226 (+2.7%)	$1,334,090 (-1.33%) Land $170,000 Building $1,164,090
2025	$14,198.00 (+2.99%) Homeowner's exemption	$867,796	$1,352,060 Land $170,000 Building $1,182,060
2024	$13,786.00 (+3.33%)
2023	$13,342.00 (+2.89%) Homeowner's exemption	$818,776 (+3%)	$1,032,126 (+14.88%) Land $155,000 Building $877,126
2022	$12,967.00 Homeowner's exemption	$794,928	$898,455 Land $155,000 Building $743,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1235 Estancia Woods Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1235 Estancia Woods Loop is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband, Xfinity.

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