1229 Estancia Woods Loop, Windermere, FL 34786 Property Records

Orange County property record for 1229 Estancia Woods Loop, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,007 sqft · built 2018
Lot Size	0.388 acres (16,885 sqft)
Owner	2 Individual Names on File
Last Sale	$1,103,000 (Jan 2019)
Tax Bill	$14,393 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-28-2480-00-290`

Property Details

APN / Parcel Number

Primary APN	`06-23-28-2480-00-290`
Alternative APNs	`282306248000290` `275176` `280020` `284179`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,007 sqft Living Area
Gross Area	5,658 sqft
1st Floor Area	3,493 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	16,885 sqft (0.388 acres)
Garage Type	Attached
Garage Area	746 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	402 sqft
Patio Area	340 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1229 ESTANCIA WOODS LOOP
City	WINDERMERE
State	FL
Zip	34786-7937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ESTANCIA AT WINDERMERE 89/129 LOT 29
Legal Range	28E
Legal Township	23S
Legal Section	06
Legal Subdivision	ESTANCIA AT WINDERMERE
Legal Tract	2480
Legal Lot Number	29
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2016
Census Tract	17120

Owner

1229 Estancia Woods Loop is owned and occupied by two individuals who bought it in January 2019.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1229 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2019 · Amount on File
Deed Sale	Jan 3, 2019 · Amount on File
Deed Document Number	20194315
Record Updated	Jun 8, 2026

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 3, 2019
Property Address	1229 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937
Document Number	0000004315
Map Reference	MB 89 PG 129-134
Instrument Date	Dec 31, 2018
Instrument	20190004315
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,721.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 2600, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937

Mortgage

Document Number	0000004316
Date	Jan 3, 2019
Instrument	20190004316

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.22%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.22%
Index	1-Year LIBOR
Max Rate	9.22%

Tax Assessment & Valuation

The 2025 property tax bill for 1229 Estancia Woods Loop was $14,393, up 3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$894,963 (+2.7%)	$1,475,620 (-1.35%) Land $170,000 Building $1,305,620
2025	$14,393.00 (+2.95%) Homeowner's exemption	$871,434	$1,495,740 Land $170,000 Building $1,325,740
2024	$13,980.00 (+3.91%)
2023	$13,454.00 (+2.86%) Homeowner's exemption	$817,354 (+3%)	$1,133,465 (+15.26%) Land $155,000 Building $978,465
2022	$13,080.00 Homeowner's exemption	$793,548	$983,425 Land $155,000 Building $828,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1229 Estancia Woods Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1229 Estancia Woods Loop is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband, Xfinity.

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