1226 Estancia Woods Loop, Windermere, FL 34786 Property Records

Orange County property record for 1226 Estancia Woods Loop, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,980 sqft · built 2020
Lot Size	0.402 acres (17,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,019,500 (Feb 2020)
Tax Bill	$15,251 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-28-2480-00-490`

Property Details

APN / Parcel Number

Primary APN	`06-23-28-2480-00-490`
Alternative APNs	`282306248000490` `275201` `280044` `284202`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,980 sqft Living Area
Gross Area	5,626 sqft
1st Floor Area	3,493 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	17,510 sqft (0.402 acres)
Garage Type	Attached
Garage Area	746 sqft
Porch	Slab
Patio Area	352 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1226 ESTANCIA WOODS LOOP
City	WINDERMERE
State	FL
Zip	34786-7936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ESTANCIA AT WINDERMERE 89/129 LOT 49
Legal Range	28E
Legal Township	23S
Legal Section	06
Legal Subdivision	ESTANCIA AT WINDERMERE
Legal Tract	2480
Legal Lot Number	49
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2018
Census Tract	17120

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1226 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BK
Feb 26, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Deed Document Number	2020122977
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1226 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7936
Document Number	0000542853
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1226 ESTANCIA WOODS LOOP WINDERMERE FL 347867936, WINDERMERE, FL 34786-7936

Mortgage

Document Number	0000542853
Date	Oct 16, 2020
Instrument	542853

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1226 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7936
Document Number	0000399724
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1226 ESTANCIA WOODS LOOP WINDERMERE FL 347867936, WINDERMERE, FL 34786-7936

Mortgage

Document Number	0000399724
Date	Jul 28, 2020
Instrument	399724

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

Interest

Rate Type	Adjustable Rate

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 26, 2020
Property Address	1226 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7936
Document Number	0000122977
Instrument Date	Feb 24, 2020
Instrument	122977
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,137.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1226 ESTANCIA WOODS LOOP WINDERMERE FL 347867936, WINDERMERE, FL 34786-7936

Mortgage

Document Number	122978
Date	Feb 26, 2020
Instrument	122978

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$948,695 (+2.7%)	$1,365,690 (-1.32%) Land $140,000 Building $1,225,690
2025	$15,251.00 (+2.95%) Homeowner's exemption	$923,754 (+5.99%)	$1,383,970 (+31.28%) Land $140,000 Building $1,243,970
2024	$14,814.00 (+3.3%)
2023	$14,341.00 (+2.85%) Homeowner's exemption	$871,573 (+3%)	$1,054,213 (+15.49%) Land $140,000 Building $914,213
2022	$13,944.00 Homeowner's exemption	$846,187	$912,813 Land $140,000 Building $772,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Summit Broadband, Xfinity.

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