12347 Comstock St, Spring Hill, FL 34609 Property Records

Hernando County property record for 12347 Comstock St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,148 sqft · built 1979
Lot Size	0.502 acres (21,875 sqft)
Owner	Individual Name on Record
Last Sale	$262,000 (Feb 2025)
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5100-0684-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5100-0684-0080`
Alternative APNs	`00293765` `293765`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	1,634 sqft
1st Floor Area	1,148 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,875 sqft (0.502 acres)
Lot Dimensions	175 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Porch
Porch Area	150 sqft
Patio Area	112 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00293765
Street Address	12347 COMSTOCK ST
City	SPRING HILL
State	FL
Zip	34609-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 10 BLK 684 LOT 8 ORB 312 PG 115
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 10
Legal Block	684
Legal Lot Number	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1010
Census Tract	40912

Owner

Source: Hernando County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12347 COMSTOCK ST, SPRING HILL, FL 34609-4819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust · Line of Credit MOVEMENT MORTGAGE
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE
May 19, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2025 · Amount on Record
Deed Sale	Feb 14, 2025 · Amount on Record
Prior Sale	Jul 26, 2022 · Amount on Record
Deed Document Number	202510832
Deed Book / Page	4523 / 566
Prior Transfer Date	Sep 15, 2009
Prior Transfer Doc	0026850482
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Apr 2, 2026
Property Address	12347 COMSTOCK ST, SPRING HILL, FL 34609-4819
Document Number	0000022026
Book / Page	4690 / 1426
Instrument Date	Mar 26, 2026
Instrument	2026.22026
Record Updated	Apr 30, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12347 COMSTOCK ST, SPRING HILL, FL 34609-4819

Mortgage

Document Number	0000022026,
Date	Apr 2, 2026
Book Page	4690/1426
Instrument	2026.22026

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 21, 2041

Interest

Rate	5.44%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Apr 2, 2026
Property Address	12347 COMSTOCK ST, SPRING HILL, FL 34609-4819
Document Number	0046901426
Book / Page	4690 / 1426
Instrument Date	Mar 26, 2026
Instrument	202622026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12347 COMSTOCK ST, SPRING HILL, FL 34609-4819

Mortgage

Document Number	0000022026,
Date	Apr 2, 2026
Book Page	4690/1426
Instrument	202622026

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 21, 2041

Interest

Rate	5.44%
Max Rate	-1%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	May 19, 2023
Property Address	12347 COMSTOCK ST, SPRING HILL, FL 34609-4819
Document Number	0043001489
Book / Page	4300 / 1489
Map Reference	MB 8 PG 54-66
Instrument Date	May 18, 2023
Instrument	2023031182
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12347 COMSTOCK ST, SPRING HILL, FL 34609-4819

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12347 COMSTOCK ST, SPRING HILL, FL 34609-4819

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 26, 2022
Property Address	12347 COMSTOCK ST, SPRING HILL, FL 34609-4819
Document Number	0042001571
Book / Page	4200 / 1571
Map Reference	MB 8 PG 54-66
Instrument Date	Jul 25, 2022
Instrument	2022056850
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	MAJESTY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6227 CRANBROOK CT, 6227, SPRING HILL, FL 34606-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41088 MALOTT, NOVI, MI 48375-3537

Mortgage

Document Number	0042001573
Date	Jul 26, 2022
Instrument	4200/1573

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,668.00 (+35.57%)	$177,902 (+5.17%) Land $49,219 Building $128,683	$177,902 (+5.17%) Land $49,219 Building $128,683
2023		$169,161 (+73.13%) Land $47,706 Building $121,455
2022	$1,968.00 Homeowner's exemption	$97,708	$169,161 Land $43,750 Building $125,411

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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