12330 Comstock St, Spring Hill, FL 34609 Property Records

Hernando County property record for 12330 Comstock St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,350 sqft · built 1978
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$299,900 (Jun 2025)
Tax Bill	$3,106 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5100-0685-0040`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5100-0685-0040`
Alternative APNs	`00293818` `293818`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	175 ft deep x 125 ft wide
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	377 sqft
Porch	Finished/Screened Porch
Porch Area	2,070 sqft
Deck Area	104 sqft
Patio Area	216 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00293818
Street Address	12330 COMSTOCK ST
City	SPRING HILL
State	FL
Zip	34609-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 10 BLK 685 LOT 4
Legal Range	18E
Legal Township	23S
Legal Section	28
Legal Subdivision	SPRING HILL UNIT 10
Legal Block	685
Legal Lot Number	4
Legal Unit	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1019
Census Tract	40912

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12330 COMSTOCK ST, SPRING HILL, FL 34609-4818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Jul 13, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC
Apr 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on Record
Deed Sale	Jun 5, 2025 · Amount on Record
Prior Sale	Feb 24, 2023 · Amount on Record
Deed Document Number	2025039310
Deed Book / Page	4569 / 1244
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 24, 2023
Property Address	12330 COMSTOCK ST, SPRING HILL, FL 34609-4818
Document Number	0042691698
Book / Page	4269 / 1698
Map Reference	MB 8 PG 54-66
Instrument Date	Feb 17, 2023
Instrument	2023010748
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	CHELSEA TITLE NATURE COAST, CHELSEA TTL OF NATURE COAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6446 PUTTERS CIR, SPRING HILL, FL 34606-3633

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12330 COMSTOCK ST, SPRING HILL, FL 34609-4818

Mortgage

Document Number	0042691699
Date	Feb 24, 2023
Instrument	4269/1699

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12330 COMSTOCK ST, SPRING HILL, FL 34609-4818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035420199
Date	Jan 9, 2018
Book Page	3542/0199
Instrument	2018001587

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12330 COMSTOCK ST, SPRING HILL, FL 34609-4818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037361345
Date	Aug 6, 2019
Book Page	3736/1345
Instrument	2019049056

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 13, 2017
Property Address	12330 COMSTOCK ST, SPRING HILL, FL 34609-4818
Document Number	0034871502
Book / Page	3487 / 1502
Map Reference	MB8 PG54-66
Instrument Date	Jul 7, 2017
Instrument	2017039674
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	PARAMOUNT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$931.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13089 FEATHER ST, 13089, SPRING HILL, FL 34609-5950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12330 COMSTOCK ST, SPRING HILL, FL 34609-4818

Mortgage

Document Number	34871504
Date	Jul 13, 2017
Instrument	3487/1504

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 20, 2017
Property Address	12330 COMSTOCK ST, SPRING HILL, FL 34609-4818
Document Number	0034611821
Book / Page	003461 / 001821
Instrument Date	Apr 12, 2017
Instrument	22365
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13089 FEATHER ST SPRING HILL FL 346095950, SPRING HILL, FL 34609-5950

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,106.00 (+140.59%)	$217,575 (+74.59%) Land $53,062 Building $164,513	$217,575 (+0.62%) Land $53,062 Building $164,513
2023		$124,618 (+3%) Land $124,618
2022	$1,291.00 Homeowner's exemption	$120,988	$216,236 Land $47,166 Building $169,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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