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12346 Echo Hill Pl, Waldorf, MD 20601 Property Records

Charles County property record for 12346 Echo Hill Pl, Waldorf, MD 20601

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,196 sqft · built 2014
Lot Size0.046 acres (2,000 sqft)
OwnerIndividual Name on File
Last Sale$292,285 (Jul 2014)
Tax Bill$11,596 (2025)
Deeds & MortgagesMay 2023 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN06-351567

Property Details

APN / Parcel Number

Primary APN06-351567
Alternative APN
  • 351567

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,196 sqft Living Area
Gross Area2,416 sqft
1st Floor Area596 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,000 sqft (0.046 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number351567
Street Address12346 ECHO HILL PL
CityWALDORF
StateMD
Zip20601-4653
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePRD
Legal DescriptionLOT 86 SEC 1 PLAT 2 ADAMS CROSSING SUB
Legal SubdivisionADAMS CROSSING SUB
Legal Block2
Legal Lot Number86
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2007
Census Tract850802

Owner

12346 Echo Hill Pl, a townhouse, is owned and occupied by an individual who bought it in July 2014.

Source: Charles County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address12346 ECHO HILL PL, WALDORF, MD 20601-4653
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 5, 2018Deed of Trust, Mortgage · VA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2014 · Amount on File
Deed SaleJul 31, 2014 · Amount on File
Prior SaleApr 8, 2014 · Amount on File
Deed Book / Page8625 / 291
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address12346 ECHO HILL PL, WALDORF, MD 20601-4653
Transaction TypeMortgage
Record UpdatedJun 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12346 ECHO HILL PL, WALDORF, MD 20601-4653

Mortgage

Document Number0129490396
DateMay 31, 2023
Book Page12949/396
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeVA Mortgage
AmountAmount on Record
Term297 Months
DueFeb 1, 2048

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address12346 ECHO HILL PL, WALDORF, MD 20601-4653
Document Number0101370327
Book / Page010137 / 000327
Instrument DateJan 5, 2018
Transaction TypeMortgage
Record UpdatedJan 30, 2018
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12346 ECHO HILL PL WALDORF MD 206014653, WALDORF, MD 20601-4653

Mortgage

Document Number0101370327
DateJan 18, 2018
Book Page010137/000327
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12346 Echo Hill Pl was $11,596.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$399,967$413,600 Land $120,000 Building $293,600
2025$11,596.00
2023$6,301.00$347,867$372,700 Land $120,000 Building $252,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12346 Echo Hill Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12346 Echo Hill Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

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