Charles County property record for 12340 Echo Hill Pl, Waldorf, MD 20601
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,308 sqft · built 2014 |
| Lot Size | 0.056 acres (2,450 sqft) |
| Owner | Company Name on File |
| Last Sale | $329,900 (Feb 2019) |
| Tax Bill | $5,631 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-351570 |
| Primary APN | 06-351570 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,308 sqft Living Area |
| Gross Area | 2,668 sqft |
| 1st Floor Area | 548 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,450 sqft (0.056 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 351570 |
|---|---|
| Street Address | 12340 ECHO HILL PL |
| City | WALDORF |
| State | MD |
| Zip | 20601-4653 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PRD |
| Legal Description | LOT 89 SEC 1 PLAT 2 ADAMS CROSSING SUB |
| Legal Subdivision | ADAMS CROSSING SUB |
| Legal Block | 2 |
| Legal Lot Number | 89 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 850802 |
12340 Echo Hill Pl, a townhouse, is owned by a company that bought it in February 2019.
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4900, SCOTTSDALE, AZ 85261-4900 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Jan 29, 2024 | Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO |
| Feb 28, 2019 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE/MD INC |
| Dec 26, 2017 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on File |
| Deed Sale | Feb 28, 2019 · Amount on File |
| Prior Sale | Dec 26, 2017 · Amount on File |
| Deed Book / Page | 10551 / 198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 12340 ECHO HILL PL, WALDORF, MD 20601-4653 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0117750090 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 11775/90 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 29, 2024 |
| Property Address | 12340 ECHO HILL PL, WALDORF, MD 20601-4653 |
| Document Number | 0131850291 |
| Book / Page | 13185 / 291 |
| Map Reference | MB 58 PL 575-579 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 28, 2019 |
| Property Address | 12340 ECHO HILL PL, WALDORF, MD 20601-4653 |
| Document Number | 0105510198 |
| Book / Page | 010551 / 000198 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/MD INC |
| Amount | Amount on Record |
|---|---|
| Tax | $329.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Dec 26, 2017 |
| Property Address | 12340 ECHO HILL PL, WALDORF, MD 20601-4653 |
| Document Number | 0101140401 |
| Book / Page | 10114 / 401 |
| Map Reference | MB58 PL575-579 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | KENSINGTON REALTY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12340 ECHO HILL PL, WALDORF, MD 20601-4653 |
| Document Number | 0010114408 |
|---|---|
| Date | Dec 26, 2017 |
| Instrument | 10114/408 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 12340 Echo Hill Pl was $5,631.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409,667 (+2.25%) | $418,700 (-) Land $120,000 Building $298,700 | |
| 2025 | $5,631.00 | $400,633 | $418,700 Land $120,000 Building $298,700 |
| 2023 | $6,532.00 | $367,433 | $391,600 Land $120,000 Building $271,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12340 Echo Hill Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12340 Echo Hill Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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