12340 Echo Hill Pl, Waldorf, MD 20601 Property Records

Charles County property record for 12340 Echo Hill Pl, Waldorf, MD 20601

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,308 sqft · built 2014
Lot Size0.056 acres (2,450 sqft)
OwnerCompany Name on File
Last Sale$329,900 (Feb 2019)
Tax Bill$5,631 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jan 2024 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-351570

Property Details

APN / Parcel Number

Primary APN06-351570
Alternative APN
  • 351570

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,308 sqft Living Area
Gross Area2,668 sqft
1st Floor Area548 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,450 sqft (0.056 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number351570
Street Address12340 ECHO HILL PL
CityWALDORF
StateMD
Zip20601-4653
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePRD
Legal DescriptionLOT 89 SEC 1 PLAT 2 ADAMS CROSSING SUB
Legal SubdivisionADAMS CROSSING SUB
Legal Block2
Legal Lot Number89
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2007
Census Tract850802

Owner

12340 Echo Hill Pl, a townhouse, is owned by a company that bought it in February 2019.

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed of Trust, Mortgage · Commercial Mortgage
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Jan 29, 2024Intrafamily Transfer, Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO
Feb 28, 2019Grant Deed, Transfer
STEWART TITLE, STEWART TITLE/MD INC
Dec 26, 2017Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2019 · Amount on File
Deed SaleFeb 28, 2019 · Amount on File
Prior SaleDec 26, 2017 · Amount on File
Deed Book / Page10551 / 198
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address12340 ECHO HILL PL, WALDORF, MD 20601-4653
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0117750090
DateApr 22, 2021
Book Page11775/90
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
AddressNEW YORK, NY 10036
Agreement
TypeCommercial Mortgage
AmountAmount on Record

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLES MD
Recording DateJan 29, 2024
Property Address12340 ECHO HILL PL, WALDORF, MD 20601-4653
Document Number0131850291
Book / Page13185 / 291
Map ReferenceMB 58 PL 575-579
Instrument DateJul 31, 2019
Transaction TypeTransfer
Record UpdatedFeb 9, 2024
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateFeb 28, 2019
Property Address12340 ECHO HILL PL, WALDORF, MD 20601-4653
Document Number0105510198
Book / Page010551 / 000198
Instrument DateFeb 22, 2019
Transaction TypeTransfer
Record UpdatedMar 22, 2019
Title CompanySTEWART TITLE, STEWART TITLE/MD INC

Transaction

AmountAmount on Record
Tax$329.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709
InvestorPossibly a Property Investor

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateDec 26, 2017
Property Address12340 ECHO HILL PL, WALDORF, MD 20601-4653
Document Number0101140401
Book / Page10114 / 401
Map ReferenceMB58 PL575-579
Instrument DateDec 15, 2017
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyKENSINGTON REALTY TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12340 ECHO HILL PL, WALDORF, MD 20601-4653

Mortgage

Document Number0010114408
DateDec 26, 2017
Instrument10114/408
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12340 Echo Hill Pl was $5,631.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$409,667 (+2.25%)$418,700 (-) Land $120,000 Building $298,700
2025$5,631.00$400,633$418,700 Land $120,000 Building $298,700
2023$6,532.00$367,433$391,600 Land $120,000 Building $271,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12340 Echo Hill Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12340 Echo Hill Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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