Charles County property record for 12344 Echo Hill Pl, Waldorf, MD 20601
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,860 sqft · built 2014 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $406,000 (Mar 2024) |
| Tax Bill | $10,596 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-351568 |
| Primary APN | 06-351568 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 2,040 sqft |
| 1st Floor Area | 500 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Garage Type | Attached |
| Garage Area | 180 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 351568 |
|---|---|
| Street Address | 12344 ECHO HILL PL |
| City | WALDORF |
| State | MD |
| Zip | 20601-4653 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PRD |
| Legal Description | LOT 87 SEC 1 PLAT 2 ADAMS CROSSING SUB |
| Legal Subdivision | ADAMS CROSSING SUB |
| Legal Block | 2 |
| Legal Lot Number | 87 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 850802 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12344 ECHO HILL PL, WALDORF, MD 20601-4653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Jul 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Dec 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on Record |
| Deed Sale | Mar 12, 2024 · Amount on Record |
| Prior Sale | Sep 16, 2014 · Amount on Record |
| Deed Book / Page | 13229 / 44 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 12, 2024 |
| Property Address | 12344 ECHO HILL PL, WALDORF, MD 20601-4653 |
| Document Number | 0132290044 |
| Book / Page | 13229 / 44 |
| Map Reference | MB 58 PL 575-579 |
| Instrument Date | Feb 28, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | BUYERS TITLE, BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001322949 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 13229/49 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 12344 ECHO HILL PL, WALDORF, MD 20601-4653 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 12344 ECHO HILL PL, WALDORF, MD 20601-4653 |
| Document Number | 0119420362 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 11942/362 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 12344 ECHO HILL PL, WALDORF, MD 20601-4653 |
| Document Number | 0101130480 |
| Book / Page | 010113 / 000480 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2018 |
| Title Company | PRIDE TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 12344 ECHO HILL PL WALDORF MD 206014653, WALDORF, MD 20601-4653 |
| Document Number | 0101130480 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 010113/000480 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2047 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,100 (+14.69%) | $371,800 (+10.42%) Land $120,000 Building $251,800 | |
| 2025 | $10,596.00 (+81.81%) | ||
| 2023 | $5,828.00 Homeowner's exemption | $313,967 | $336,700 Land $120,000 Building $216,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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