12331 Pebblepointe Pass, Carmel, IN 46033 Property Records

Hamilton County property record for 12331 Pebblepointe Pass, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,961 sqft · built 1994
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Tax Bill$7,849 (2024)
Deeds & MortgagesOct 2017 Mortgage
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN29-10-33-013-035.000-018

Property Details

APN / Parcel Number

Primary APN29-10-33-013-035.000-018
Alternative APN
  • 1610330013035000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,961 sqft Living Area
1st Floor Area1,401 sqft
2nd Floor Area1,360 sqft
AtticAttic
Attic Area650 sqft
Basement Area722 sqft
Finished Basement550 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions180 ft deep x 94 ft wide
TerrainHigh
Garage TypeAttached
Garage Area770 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1610330013035000
Street Address12331 PEBBLEPOINTE PASS
CityCARMEL
StateIN
Zip46033-9684
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .38, SECTION 33, TOWNSHIP 18, RANGE 4, BAYHILL, SECTION 2, LOT 62
Legal Range04
Legal Township18
Legal Section33
Legal SubdivisionBAYHILL SECTION 2
Legal Block2
Legal Lot Number62
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2015
Census Tract110912

Owner

12331 Pebblepointe Pass is owned and occupied by an individual who acquired it in October 2018.

Source: Hamilton County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12331 PEBBLEPOINTE PASS, CARMEL, IN 46033-9684
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Oct 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
ADVISORS MORTGAGE GROUP LLC
Dec 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
ADVISORS MORTGAGE GROUP LLC
Oct 5, 2018Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2018
Deed SaleOct 5, 2018
Prior SaleMay 10, 2016
Deed Document Number2018047350
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12331 PEBBLEPOINTE PASS, CARMEL, IN 46033-9684
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051369
DateOct 17, 2017
Instrument2017051369
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueNov 1, 2042

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12331 PEBBLEPOINTE PASS, CARMEL, IN 46033-9684
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053417
DateOct 25, 2019
Instrument2019053417
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
AddressASBURY PARK, NJ 07712
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12331 PEBBLEPOINTE PASS, CARMEL, IN 46033-9684
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089277
DateDec 7, 2020
Instrument2020089277
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
AddressASBURY PARK, NJ 07712
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionHAMILTON IN
Recording DateOct 5, 2018
Property Address12331 PEBBLEPOINTE PASS, CARMEL, IN 46033-9684
Document Number0000047350
Map ReferenceDOC9349803
Instrument DateOct 3, 2018
Instrument2018047350
Transaction TypeTransfer
Record UpdatedAug 8, 2022
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12331 PEBBLEPOINTE PASS, CARMEL, IN 46033-9684

Mortgage

Document Number0000047351
DateOct 5, 2018
Instrument2018047351
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$696,400 (+1.22%) Land $198,700 Building $497,700$696,400 (+1.22%) Land $198,700 Building $497,700
2024$7,849.00 (+14.27%)$688,000 (+11.71%) Land $198,700 Building $489,300$688,000 (+11.71%) Land $198,700 Building $489,300
2023$6,869.00 (+14.54%) Homeowner's exemption$615,900 (+17.2%) Land $151,700 Building $464,200$615,900 (+17.2%) Land $151,700 Building $464,200
2022$5,997.00 Homeowner's exemption$525,500 Land $151,700 Building $373,800$525,500 Land $151,700 Building $373,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12331 Pebblepointe Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12331 Pebblepointe Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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