Saginaw County property record for 12230 Ithaca Rd, Saint Charles, MI 48655 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,680 sqft · built 1982 |
| Lot Size | 1.94 acres (84,506 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,200 (May 1985) |
| Tax Bill | $2,086 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-10-3-06-4004-704 |
| Primary APN | 24-10-3-06-4004-704 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Combination |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 84,506 sqft (1.94 acres) |
| Garage Area | 1,350 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 577 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Street Address | 12230 ITHACA RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-9531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SE FRL 1/4 OF SEC 6 BEG AT A POINT ON C/L OF ITHACA ROAD 1068.5 FT N68DEG 59MIN E FROM S1/4 CORN OF SEC 6 TH N00DEG 31MIN 06 SECONDS E 645.02 FT TH N68DEG 59MIN E 136.61 FT S 642.76 FT TO C/L OF ITHACA ROAD TH S68DEG 59MIN W 142.87 FT TO POB 2. |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 05 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 12600 |
Source: Saginaw County records · APN 24-10-3-06-4004-704
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12230 ITHACA RD, SAINT CHARLES, MI 48655-9531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 09, 1985 · Amount on Record |
| Deed Sale | May 09, 1985 · Amount on Record |
| Deed Book / Page | 1657 / 1593 |
| Record Updated | Sep 20, 2026 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles Village |
| Unified School District | St. Charles Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,400 (+25.16%) | $230,800 (+25.16%) | |
| 2025 | $2,086.00 (+3.17%) Homeowner's exemption | ||
| 2023 | $92,200 | $184,400 | |
| 2022 | $2,022.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450126001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 22 individual NFIP policies nearby |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (1986–2026) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2026 |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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