1234 Union St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1234 Union St, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 4,958 sqft · built 1895
Lot Size	0.302 acres (13,160 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Feb 2022)
Tax Bill	$10,802 (2026)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`421500 39.83-3-9`

Property Details

APN / Parcel Number

Primary APN	`421500 39.83-3-9`
Alternative APN	`150003908300030090000000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	4,958 sqft Living Area
1st Floor Area	2,108 sqft
2nd Floor Area	1,940 sqft
Upper Floors Area	910 sqft
Attic	Attic
Attic Area	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	13,160 sqft (0.302 acres)
Lot Dimensions	164 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	724 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1234 UNION ST
City	SCHENECTADY
State	NY
Zip	12308-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	9 2 BRICK AND BARN
Legal Block	3
Legal Lot Number	9.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2000
Census Tract	20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1234 Union St is owned and occupied by two individuals who acquired it in March 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1234 UNION ST, SCHENECTADY, NY 12308-2920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	Feb 3, 2021 · Amount on File
Deed Document Number	20228088
Deed Book / Page	2078 / 796
Last Transfer Date	Mar 4, 2026
Transfer Doc	0000005962
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 19, 2026
Property Address	1234 UNION ST, SCHENECTADY, NY 12308-2920
Document Number	0000005962
Instrument Date	Mar 4, 2026
Instrument	202605962
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1234 UNION ST, SCHENECTADY, NY 12308-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 UNION ST, SCHENECTADY, NY 12308-2920

Tax Assessment & Valuation

The 2026 property tax bill for 1234 Union St was $10,802 with a homeowner's exemption, up 1.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,802.00 (+1.94%) Homeowner's exemption
2025	$10,596.00	$228,700 Land $34,300 Building $194,400	$378,705 Land $56,797 Building $321,908
2023		$228,700 (-) Land $34,300 Building $194,400	$289,494 (+3.8%) Land $43,418 Building $246,076
2022		$228,700 Land $34,300 Building $194,400	$278,902 Land $41,829 Building $237,073
2021	$10,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1234 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1234 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880