12327 Bluff Haven Ln, Cypress, TX 77433 Property Records

Harris County property record for 12327 Bluff Haven Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,790 sqft · built 2011
Lot Size	0.207 acres (9,035 sqft)
Owner	2 Individual Names on Record
Last Sale	$441,600 (Jun 2019)
Tax Bill	$13,943 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`132-260-002-0028`

Property Details

APN / Parcel Number

Primary APN	`132-260-002-0028`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,790 sqft Living Area
1st Floor Area	2,296 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	9,035 sqft (0.207 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	565 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1322600020028
Street Address	12327 BLUFF HAVEN LN
City	CYPRESS
State	TX
Zip	77433-3793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 28 BLK 2 WATER HAVEN AT BRIDGELAND SEC 3
Legal Subdivision	WATER HAVEN AT BRIDGELAND SEC 3
Legal Block	2
Legal Lot Number	28
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1013
Census Tract	543004

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12327 BLUFF HAVEN LN, CYPRESS, TX 77433-3793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage AMCAP MTG
Jun 5, 2019	Warranty Deed, Transfer PREMIA RELOCATION MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Jan 20, 2015 · Amount on Record
Deed Document Number	2019236031
Prior Transfer Date	May 31, 2019
Prior Transfer Doc	0000236031
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12327 BLUFF HAVEN LN, CYPRESS, TX 77433-3793
Document Number	0000444710
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12327 BLUFF HAVEN LN CYPRESS TX 774333793, CYPRESS, TX 77433-3793

Mortgage

Document Number	0000444710
Date	Sep 21, 2020
Instrument	444710

Lender

Name	AMCAP MTG
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 5, 2019
Property Address	12327 BLUFF HAVEN LN, CYPRESS, TX 77433-3793
Document Number	0000236031
Instrument Date	May 31, 2019
Instrument	236031
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12327 BLUFF HAVEN LN CYPRESS TX 774333793, CYPRESS, TX 77433-3793

Mortgage

Document Number	236032
Date	Jun 5, 2019
Instrument	236032

Lender

Name	PREMIA RELOCATION MTG
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,553 (-9.99%) Land $112,598 Building $486,955	$599,553 (-9.99%) Land $112,598 Building $486,955
2025	$13,943.00 (+304.61%) Homeowner's exemption	$666,069 (-5.9%) Land $112,598 Building $553,471	$666,069 (-5.9%) Land $112,598 Building $553,471
2024	$3,446.00 (+20.2%)
2023		$707,828 Land $112,598 Building $595,230	$707,828 Land $112,598 Building $595,230
2022	$2,867.00 (+10.91%)
2020	$2,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 445 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	445 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 419 serves 7,389 people · EPA ID TX1013335
Water Source	Purchased groundwater from HARRIS COUNTY MUD 418
Last State Inspection	Sep 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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