12325 Beech Trl, Gloucester, VA 23061 Property Records

Gloucester County property record for 12325 Beech Trl, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2018)
Tax Bill	$1,160 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10519`

Property Details

APN / Parcel Number

Primary APN	`10519`

Exterior

Lot Area	14,985 sqft (0.344 acres)

Location & Zoning

Street Address	12325 BEECH TRL
City	GLOUCESTER
State	VA
Zip	23061-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	HOLLY BEACH SUB SEC B LOT 97
Legal Subdivision	HOLLY BEACH
Legal Lot Number	97
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2034
Census Tract	100101

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12325 BEECH TRL, GLOUCESTER, VA 23061-2630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	Feb 9, 2007 · Amount on Record
Deed Document Number	ID 1802528
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 12, 2018
Property Address	12325 BEECH TRL, GLOUCESTER, VA 23061-2630
Document Number	180002528
Instrument Date	May 2, 2018
Instrument	180002528
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12325 BEECH TRL 23061, 23061
Investor	Possibly a Property Investor

Mortgage

Document Number	180002529
Date	Jun 12, 2018
Instrument	180002529

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	180002530
Date	Jun 12, 2018
Instrument	180002530

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,160.00 (+5.36%)	$188,990 (-) Land $41,300 Building $147,690	$188,990 (-) Land $41,300 Building $147,690
2024	$1,101.00	$188,990 (-) Land $41,300 Building $147,690	$188,990 (-) Land $41,300 Building $147,690
2023	$1,101.00 (+13.39%)	$188,990 (+41.07%) Land $41,300 Building $147,690	$188,990 (+41.07%) Land $41,300 Building $147,690
2022	$971.00	$133,970 Land $27,270 Building $106,700	$133,970 Land $27,270 Building $106,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER AUTHORITY private · serves 1,678 people · EPA ID VA4119587
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Beech Trl

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