12314 Beech Trl, Gloucester, VA 23061 Property Records

Gloucester County property record for 12314 Beech Trl, Gloucester, VA 23061 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 2006
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$299,990 (Oct 2022)
Tax Bill	$1,348 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11025`

Property Details

APN / Parcel Number

Primary APN	`11025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Porch	Slab
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12314 BEECH TRL
City	GLOUCESTER
State	VA
Zip	23061-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLLY BEACH SUB SEC B LOT 76
Legal Subdivision	HOLLY BEACH
Legal Lot Number	76
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2036
Census Tract	100101

Owner

Source: Gloucester County records · APN 11025

Assessment roll updated October 27, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12314 BEECH TRL, GLOUCESTER, VA 23061-2630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Mar 31, 2022	Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2022 · Amount on Record
Deed Sale	Oct 03, 2022 · Amount on Record
Prior Sale	Mar 31, 2022 · Amount on Record
Deed Document Number	20225341
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 23, 2026
Property Address	12314 BEECH TRL, GLOUCESTER, VA 23061-2630
Document Number	0000001755
Instrument Date	Feb 23, 2026
Instrument	20261755
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001755,
Date	Apr 23, 2026
Instrument	20261755

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 31, 2022
Property Address	12314 BEECH TRL, GLOUCESTER, VA 23061-2630
Document Number	0220001919
Instrument Date	Mar 25, 2022
Instrument	220001919
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	PENINSULAR TITLE COMPANY INC, PENINSULA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12314 BEECH TRL, GLOUCESTER, VA 23061-2630

Mortgage

Document Number	0220001920
Date	Mar 31, 2022
Instrument	220001920

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	173 Months
Due	Aug 01, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

Mortgage

Document Number	0220001921
Date	Mar 31, 2022
Instrument	220001921

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated October 27, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,348.00 (+5.31%)	$219,600 (-) Land $34,850 Building $184,750	$219,600 (-) Land $34,850 Building $184,750
2024	$1,280.00	$219,600 (-) Land $34,850 Building $184,750	$219,600 (-) Land $34,850 Building $184,750
2023	$1,280.00 (+17.86%)	$219,600 (+46.54%) Land $34,850 Building $184,750	$219,600 (+46.54%) Land $34,850 Building $184,750
2022	$1,086.00	$149,860 Land $17,890 Building $131,970	$149,860 Land $17,890 Building $131,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731001012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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