12323 River Rd, Plano, IL 60545 Property Records

Kendall County property record for 12323 River Rd, Plano, IL 60545

Property Summary

Property TypeSingle Family Home
Details2,547 sqft · built 1900
Lot Size20 acres (871,627 sqft)
Owner2 Individual Names on Record
Tax Bill$7,334 (2024)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN01-36-200-024

Property Details

APN / Parcel Number

Primary APN01-36-200-024

Interior

Stories2 Stories
Building Area2,547 sqft Living Area
Gross Area4,073 sqft
1st Floor Area2,547 sqft
Basement Area1,526 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area871,627 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address12323 RIVER RD
CityPLANO
StateIL
Zip60545-9599
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NE SEC 37-6, COM NE COR NE , WLY 1285.91, SLY 136.62 FOR POB, S 1173.25, SW 110.6, SW 510.64, NW 280.56, NE 45.36, N 684.33, W 399.24, N 349.51, E 989.94 TO POB (EXC ROW TAKEN 15-01870)
JurisdictionKENDALL IL
Township / Civil DivisionLITTLE ROCK
Census Block Group3
Census Block3096
Census Tract890501

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12323 RIVER RD, PLANO, IL 60545-9599
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address12323 RIVER RD, PLANO, IL 60545-9599
Transaction TypeMortgage
Record UpdatedApr 26, 2022
Title CompanyWHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006602
DateMay 24, 2019
Instrument201900006602
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJun 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9%
Index1-Year LIBOR
Max Rate9%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionLittle Rock Township
Unified School DistrictYorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$108,962 (+29.89%) Land $17,949 Building $91,013$326,886 (+29.89%) Land $53,847 Building $273,039
2024$7,334.00
2022$83,889 Land $13,049 Building $70,840$251,667 Land $39,147 Building $212,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1997–2013)
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Rise Broadband, Watch TV.

Nearby Properties on River Rd

Nearby Streets

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