12400 River Rd, Plano, IL 60545 Property Records

Kendall County property record for 12400 River Rd, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 1,917 sqft · built 1997
Lot Size	6.1 acres (265,720 sqft)
Owner	Individual Name on Record
Last Sale	$527,000 (Jun 2021)
Tax Bill	$16,576 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-36-200-007`

Property Details

APN / Parcel Number

Primary APN	`01-36-200-007`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,917 sqft Living Area
Gross Area	11,630 sqft
1st Floor Area	1,917 sqft
Basement Area	1,917 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Multi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	265,720 sqft
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	1,920 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12400 RIVER RD
City	PLANO
State	IL
Zip	60545-9595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 RIVER GLEN SUBD.
Legal Subdivision	RIVER GLEN SUB
Legal Lot Number	1
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3118
Census Tract	890501

Owner

Source: Kendall County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12400 RIVER RD, PLANO, IL 60545-9595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 17, 2021	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Dec 1, 1995 · Amount on Record
Deed Document Number	202115242
Last Transfer Date	Dec 19, 2022
Transfer Doc	0000019753
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Dec 19, 2022
Property Address	12400 RIVER RD, PLANO, IL 60545-9595
Document Number	0000019753
Instrument Date	Dec 19, 2022
Instrument	202200019753
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12400 RIVER RD, PLANO, IL 60545-9595

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 17, 2021
Property Address	12400 RIVER RD, PLANO, IL 60545-9595
Document Number	0000015242
Instrument Date	Apr 28, 2021
Instrument	202100015242
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$527.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12400 RIVER RD, PLANO, IL 60545-9595

Mortgage

Document Number	0000015243
Date	Jun 17, 2021
Instrument	202100015243

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,576.00 (+7.48%)	$231,508 (+35.83%) Land $40,474 Building $191,034	$694,524 (+35.83%) Land $121,422 Building $573,102
2024	$15,422.00
2022		$170,443 Land $30,044 Building $140,399	$511,329 Land $90,132 Building $421,197

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Rise Broadband, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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