12070 River Rd, Plano, IL 60545 Property Records

Kendall County property record for 12070 River Rd, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,336 sqft · built 1987
Lot Size	4.66 acres (202,990 sqft)
Owner	2 Trust Names on File
Last Sale	$800,000 (Apr 2026)
Tax Bill	$14,466 (2025)
Deeds & Mortgages	Apr 2026 Sale Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-36-200-012`

Property Details

APN / Parcel Number

Primary APN	`01-36-200-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,336 sqft Living Area
Gross Area	4,920 sqft
1st Floor Area	3,336 sqft
Basement Area	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	202,990 sqft
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12070 RIVER RD
City	PLANO
State	IL
Zip	60545-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 RIVER GLEN SUBD.
Legal Subdivision	RIVER GLEN SUB
Legal Lot Number	6
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3118
Census Tract	890501

Owner

12070 River Rd is held in a trust since April 2026.

Source: Kendall County records, as of July 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	35 W WACKER DR, 11, CHICAGO, IL 60601-1637
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit RESOURCE BANK
Jun 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Jul 7, 2008 · Amount on File
Deed Document Number	20266058
Prior Transfer Date	Jun 8, 2020
Prior Transfer Doc	0000011443
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 30, 2026
Property Address	12070 RIVER RD, PLANO, IL 60545-9759
Document Number	0000006058
Instrument Date	Apr 21, 2026
Instrument	2026.6058
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$121,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12070 RIVER RD, PLANO, IL 60545-9759
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014702
Date	Aug 7, 2020
Instrument	202000014702

Lender

Name	RESOURCE BANK
Type	Bank
Address	GENOA, IL 60135

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Jun 29, 2020
Property Address	12070 RIVER RD, PLANO, IL 60545-9759
Document Number	0000011443
Instrument Date	Jun 8, 2020
Instrument	202000011443
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12070 RIVER RD, PLANO, IL 60545-9759

Mortgage

Document Number	0000011444
Date	Jun 29, 2020
Instrument	202000011444

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 12070 River Rd was $14,466, up 8.3% from the year before.

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,466.00 (+8.26%)	$198,441 (+13.63%) Land $45,814 Building $152,627	$595,323 (+13.63%) Land $137,442 Building $457,881
2024	$13,362.00	$174,631 Land $41,912 Building $132,719	$523,893 Land $125,736 Building $398,157
2022		$141,719 Land $34,013 Building $107,706	$425,157 Land $102,039 Building $323,118

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12070 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12070 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	100 / 20

May also be available: Watch TV.

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