Lake County property record for 1232 Fernberg Rd, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 760 sqft · built 2004 |
| Lot Size | 46.1 acres (2,008,116 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Sep 2022) |
| Tax Bill | $2,271 (2026) |
| Deeds & Mortgages | Oct 2022 Sale Feb 2018 Mortgage |
| APN | 28-6310-18610 |
| Primary APN | 28-6310-18610 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 760 sqft Gross Area |
| 1st Floor Area | 760 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Material | Wood |
| Lot Area | 2,008,116 sqft (46.1 acres) |
| Garage Type | Mixed |
| Garage Area | 680 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio |
| Porch Area | 192 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1232 FERNBERG RD |
|---|---|
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 |
| Legal Range | 10W |
| Legal Township | 63N |
| Legal Section | 18 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | FALL LAKE |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 370101 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 29383 505TH ST, ELGIN, MN 55932-5328 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2022 | Warranty Deed, Transfer |
| Feb 5, 2018 | Deed of Trust, Mortgage BOUNDARY WATERS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on Record |
| Deed Sale | Sep 29, 2022 · Amount on Record |
| Deed Document Number | 20221475958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Oct 5, 2022 |
| Property Address | 1232 FERNBERG RD, ELY, MN 55731 |
| Document Number | A000201203 |
| Instrument Date | Sep 29, 2022 |
| Instrument | A000201203 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 29383 505TH ST, ELGIN, MN 55932-5328 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 1232 FERNBERG RD, ELY, MN 55731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000000189302 |
|---|---|
| Date | Feb 5, 2018 |
| Instrument | 000000189302 |
| Name | BOUNDARY WATERS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jan 1, 2048 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| County Subdivision | Fall Lake Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,271.00 (-6.93%) | $355,200 (-5%) Land $110,300 Building $244,900 | $355,200 (-5%) Land $110,300 Building $244,900 |
| 2025 | $2,440.00 | ||
| 2023 | $373,900 Land $85,800 Building $288,100 | $373,900 Land $85,800 Building $288,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 88% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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