1128 Fernberg Rd, Ely, MN 55731 Property Records

Lake County property record for 1128 Fernberg Rd, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 224 sqft · built 2024
Lot Size	10 acres (436,036 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Jun 2021)
Tax Bill	$675 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
APN	`28-6311-13620`

Property Details

APN / Parcel Number

Primary APN	`28-6311-13620`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	224 sqft Gross Area
1st Floor Area	224 sqft
Utility Area	136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Logs
Construction Type	Log
Lot Area	436,036 sqft (10 acres)
Pool Type	Pool with Hot Tub/Spa
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1128 FERNBERG RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	THAT PART OF E 409 FT OF W 975 FT OF W12 OF
Legal Range	11W
Legal Township	63N
Legal Section	13
Jurisdiction	LAKE MN
Township / Civil Division	FALL LAKE
Census Block Group	1
Census Block	1090
Census Tract	370101

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5820 BARTLETT BLVD, MOUND, MN 55364-9536
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	2021197795
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jun 30, 2021
Property Address	1128 FERNBERG RD, ELY, MN 55731-8337
Document Number	A000197795
Instrument Date	Jun 15, 2021
Instrument	A000197795
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5820 BARTLETT BLVD, MOUND, MN 55364-9536

Mortgage

Document Number	A000197796
Date	Jun 30, 2021
Instrument	A000197796

Lender

Name	NORTHVIEW BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Fall Lake Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$675.00	$116,900 (+104.37%) Land $71,600 Building $45,300	$116,900 (+104.37%) Land $71,600 Building $45,300
2023		$57,200 Land $57,200	$57,200 Land $57,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 89% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Treehouse Broadband Fixed Wireless	900 / 500
Frontier DSL	10 / 1