Lake County property record for 1396 Fernberg Rd, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,040 sqft · built 2024 |
| Lot Size | 35.1 acres (1,528,956 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $35,000 (Jan 2021) |
| Tax Bill | $827 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2021 Sale + 1 more |
| APN | 28-6310-18430 |
| Primary APN | 28-6310-18430 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Gross Area |
| 1st Floor Area | 1,040 sqft |
| Utility Area | 16 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 1,528,956 sqft (35.1 acres) |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 1396 FERNBERG RD |
|---|---|
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE14 OF NW14 |
| Legal Range | 10W |
| Legal Township | 63N |
| Legal Section | 18 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | FALL LAKE |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 370101 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2891 CLOQUET LINE, ELY, MN 55731-8474 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NORTHVIEW BANK |
| Jan 19, 2021 | Deed, Transfer |
| Jan 19, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on Record |
| Deed Sale | Jan 19, 2021 · Amount on Record |
| Prior Sale | Jan 19, 2021 · Amount on Record |
| Deed Document Number | 2021196230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 1396 FERNBERG RD, ELY, MN 55731 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000202736 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | A000202736 |
| Name | NORTHVIEW BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 3, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Jan 19, 2021 |
| Property Address | 1396 FERNBERG RD, ELY, MN 55731 |
| Document Number | A000196228 |
| Instrument Date | Jan 14, 2021 |
| Instrument | A000196228 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2891 CLOQUET LINE, ELY, MN 55731-8474 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Jan 19, 2021 |
| Property Address | 1396 FERNBERG RD, ELY, MN 55731 |
| Document Number | A000196230 |
| Instrument Date | Jan 14, 2021 |
| Instrument | A000196230 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2891 CLOQUET LINE, ELY, MN 55731-8474 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| County Subdivision | Fall Lake Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $827.00 | $192,200 (+154.57%) Land $107,500 Building $84,700 | $192,200 (+154.57%) Land $107,500 Building $84,700 |
| 2023 | $75,500 Land $75,500 | $75,500 Land $75,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 91% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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