1232 Arbor Bluff Cir, Ballwin, MO 63021 Property Records

St. Louis County property record for 1232 Arbor Bluff Cir, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,824 sqft · built 2001
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Mar 2021)
Tax Bill	$5,390 (2024)
Deeds & Mortgages	Jul 2025 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25R-54-1408`

Property Details

APN / Parcel Number

Primary APN	`25R-54-1408`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,824 sqft Living Area
Gross Area	3,336 sqft
1st Floor Area	1,386 sqft
Basement Area	72 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	60 ft deep x 60 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	434 sqft
Patio Area	434 sqft
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1232 ARBOR BLUFF CIR
City	BALLWIN
State	MO
Zip	63021-3700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ARBOR BLUFFS LOT 9
Legal Subdivision	ARBOR BLUFFS
Legal Lot Number	9
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2003
Census Tract	217932

Owner

Source: St. Louis County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1232 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Oct 28, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	May 30, 2003 · Amount on Record
Deed Document Number	20213231086
Deed Book / Page	24746 / 1175
Prior Transfer Date	Jul 8, 2011
Prior Transfer Doc	0195612365
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1232 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700

Mortgage

Document Number	2025070100344
Date	Jul 1, 2025
Instrument	2025070100344

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 23, 2021
Property Address	1232 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700
Document Number	0247461175
Book / Page	24746 / 1175
Map Reference	MB 348 PG 715
Instrument Date	Mar 12, 2021
Instrument	2021032301086
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	US TITLE-MAIN, US TITLE MAIN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1232 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1232 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700

Mortgage

Document Number	2021032301087
Date	Mar 23, 2021
Instrument	2021032301087

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1232 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700
Document Number	0227680969
Instrument Date	Oct 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 ARBOR BLUFF CIR BALLWIN MO 630213700, BALLWIN, MO 63021-3700

Mortgage

Document Number	0227680969
Date	Nov 6, 2017
Book Page	022768/000969
Instrument	223

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,110 (+9.36%) Land $35,150 Building $55,960	$479,500 (+9.35%) Land $185,000 Building $294,500
2024	$5,390.00 (+1.43%)
2023	$5,314.00 (+9.43%)	$83,310 (+19.73%) Land $18,750 Building $64,560	$438,500 (+19.74%) Land $98,700 Building $339,800
2022	$4,856.00	$69,580 Land $18,750 Building $50,830
2021			$366,200 Land $98,700 Building $267,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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