1231 Oak Dr, Denison, TX 75020 Property Records

Grayson County property record for 1231 Oak Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,379 sqft · built 1950
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,100 (May 2018)
Tax Bill	$1,849 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`D005 0041005`

Property Details

APN / Parcel Number

Primary APN	`D005 0041005`
Alternative APN	`140198`

Interior

Stories	1 Story
Building Area	1,379 sqft Living Area
Gross Area	1,946 sqft
1st Floor Area	1,379 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2008
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	209 ft deep x 158 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	196 sqft
Utility Building	80 sqft

Location & Zoning

Street Address	1231 OAK DR
City	DENISON
State	TX
Zip	75020-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0041 ALEXANDER L C A-G0041, ACRES .75
Legal Subdivision	ALEXANDER L C A-G0041
Legal Lot Number	C
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1013
Census Tract	400

Owner

Source: Grayson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1231 OAK DR, DENISON, TX 75020-1226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 9, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
May 31, 2018	Vendor's Lien, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Apr 18, 2018	Grant Deed, Transfer
Oct 31, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST UNITED BK
Oct 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	May 27, 2005 · Amount on Record
Deed Document Number	201812068
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	0000012068
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1231 OAK DR, DENISON, TX 75020-1226
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003376
Date	Feb 1, 2022
Instrument	2022-3376

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1231 OAK DR, DENISON, TX 75020-1226
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021754
Date	Sep 9, 2019
Instrument	2019-00021754

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 31, 2018
Property Address	1231 OAK DR, DENISON, TX 75020-1226
Document Number	0000012068
Map Reference	DOC2018-8524
Instrument Date	May 30, 2018
Instrument	2018-00012068
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	FAIR TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 OAK DR, DENISON, TX 75020-1226

Mortgage

Document Number	0000012069
Date	May 31, 2018
Instrument	2018-00012069

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000012069
Date	May 31, 2018
Instrument	2018-00012069

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 18, 2018
Property Address	1231 OAK DR, DENISON, TX 75020-1226
Document Number	0000008524
Instrument Date	Nov 8, 2017
Instrument	8524
Transaction Type	Transfer
Record Updated	May 2, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2633 BERRY HL MCKINNEY TX 750697711, MCKINNEY, TX 75069-7711

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 31, 2017
Property Address	1231 OAK DR, DENISON, TX 75020-1226
Instrument Date	Oct 30, 2017
Instrument	24181
Transaction Type	Construction Loan
Record Updated	Nov 30, 2017
Title Company	RED RIVER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 HILLS CREEK DR MCKINNEY MCKINNEY TX 75070, MCKINNEY, TX 75070

Mortgage

Document Number	0000024181
Date	Oct 31, 2017
Instrument	24181

Lender

Name	FIRST UNITED BK
Type	Bank
Address	SHERMAN, TX 75090

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 13, 2017
Property Address	1231 OAK DR, DENISON, TX 75020-1226
Document Number	0000022714
Instrument Date	Oct 2, 2017
Instrument	22714
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1381 SHERMAN TX 750911381, SHERMAN, TX 75091-1381

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,849.00 (-30.12%) Homeowner's exemption Senior Citizen's exemption	$278,749 (-12.97%)	$343,535 (+7.26%) Land $134,600 Building $208,935
2024	$2,646.00 (-29.94%)
2023		$320,284 Land $78,408 Building $241,876	$320,284 Land $78,408 Building $241,876
2022	$3,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband, TekWav, Verizon.

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