Grayson County property record for 1228 Oak Dr, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 1,596 sqft · built 1960 |
| Lot Size | 0.432 acres (18,809 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,382 (May 2026) |
| Tax Bill | $584 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D005 3017005 |
| Primary APN | D005 3017005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 18,809 sqft (0.432 acres) |
| Lot Dimensions | 140 ft deep x 68 ft wide |
| Garage Type | Carport |
| Garage Area | 448 sqft |
| Carport | Carport |
| Carport Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 478 sqft |
| Utility Building | 32 sqft |
| Street Address | 1228 OAK DR |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75020-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWERS J A 1ST ADDN, BLOCK 1, LOT 7 & 9 |
| Legal Subdivision | BOWERS J A 1ST ADDN |
| Legal Block | 1 |
| Legal Lot Number | 7,9 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 400 |
1228 Oak Dr is owned and occupied by an individual who bought it in May 2026.
Source: Grayson County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17585 GARDEN RIDGE CIR, WILDWOOD, MO 63038-2603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| May 27, 2026 | Deed, Transfer · Conventional Mortgage DFI FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on File |
| Deed Sale | May 27, 2026 · Amount on File |
| Deed Document Number | 202613199 |
| Prior Transfer Date | Apr 22, 2008 |
| Prior Transfer Doc | 0000009216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Aug 25, 2026 |
| Property Address | 1228 OAK DR, DENISON, TX 75020-1227 |
| Document Number | 0000021698 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202621698 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 1228 OAK DR, DENISON, TX 75020-1227 |
| Document Number | 0000021698, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 202621698 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | May 27, 2026 |
| Property Address | 1228 OAK DR, DENISON, TX 75020-1227 |
| Document Number | 0000013199 |
| Instrument Date | May 15, 2026 |
| Instrument | 202613199 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17585 GARDEN RIDGE CIR, GLENCOE, MO 63038-2603 |
| Document Number | 0000013200, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202613200 |
| Name | DFI FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 1228 Oak Dr was $584 with exemptions applied.
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $584.00 Homeowner's exemption Senior Citizen's exemption | $143,200 | $186,006 Land $66,299 Building $119,707 |
| 2024 | $584.00 | ||
| 2023 | $169,009 Land $51,081 Building $117,928 | $169,009 Land $51,081 Building $117,928 | |
| 2022 | $850.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1228 Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1228 Oak Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Bluepeak Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 400 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: 360 Broadband, TekWav, Verizon.
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