1230 Oak Dr, Denison, TX 75020 Property Records

Grayson County property record for 1230 Oak Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,704 sqft · built 1968
Lot Size	0.293 acres (12,772 sqft)
Owner	Company Name on File
Last Sale	$15,500 (Dec 2021)
Tax Bill	$4,358 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`D005 3017006`

Property Details

APN / Parcel Number

Primary APN	`D005 3017006`
Alternative APN	`140212`

Interior

Stories	1 Story
Building Area	1,704 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	1,704 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1993
Lot Area	12,772 sqft (0.293 acres)
Lot Dimensions	132 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Utility Building	36 sqft

Location & Zoning

Street Address	1230 OAK DR
City	DENISON
State	TX
Zip	75020-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWERS J A 1ST ADDN, BLOCK 1, LOT 8, ACRES .2932
Legal Subdivision	BOWERS J A 1ST ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1015
Census Tract	400

Owner

1230 Oak Dr is owned by a company that bought it in December 2021.

Source: Grayson County records, as of April 17, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 211, WYLIE, TX 75098-3021
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage JASON RATCLIFF
Dec 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Deed Document Number	202143583
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1230 OAK DR, DENISON, TX 75020-1227
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W RAMSEY ST, COLBERT, OK 74733-1698

Mortgage

Document Number	0000043582
Date	Dec 22, 2021
Instrument	2021-00043582

Lender

Name	JASON RATCLIFF
Type	Private Party
Address	PO BOX 211, WYLIE, TX 75098

Agreement

Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Dec 22, 2021
Property Address	1230 OAK DR, DENISON, TX 75020-1227
Document Number	0000043583
Map Reference	VOL 2 PG 111
Instrument Date	Nov 21, 2021
Instrument	2021-00043583
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 W RAMSEY ST, 209, COLBERT, OK 74733-1698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 211, WYLIE, TX 75098-0211

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,424 Land $57,086 Building $126,338	$183,424 Land $57,086 Building $126,338
2024	$4,358.00
2023		$177,552 Land $49,295 Building $128,257	$177,552 Land $49,295 Building $128,257
2022	$3,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1230 Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1230 Oak Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband, TekWav, Verizon.

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