12309 E 48th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12309 E 48th Ter S, Independence, MO 64055 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1961
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on File
Tax Bill	$2,698 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-430-08-01`

Property Details

APN / Parcel Number

Primary APN	`33-430-08-01`
Alternative APNs	`33430080100000001` `880284`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,752 sqft Living Area
Gross Area	3,476 sqft
1st Floor Area	1,248 sqft
Basement Area	1,738 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.439 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	41 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	880284
Old Parcel Number	33430080100000001
Street Address	12309 E 48TH TER S
City	INDEPENDENCE
State	MO
Zip	64055-5710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE VUE LOT 240
Legal Range	32
Legal Township	49
Legal Section	27
Legal Subdivision	BLUE VUE
Legal Lot Number	240
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3010
Census Tract	12400

Owner

Source: Jackson County records · APN 33-430-08-01

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12309 E 48TH TER S, INDEPENDENCE, MO 64055-5710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2020
Deed Sale	Nov 18, 2020
Prior Sale	Nov 23, 2009
Deed Document Number	2020E0109226
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 18, 2020
Property Address	12309 E 48TH TER S, INDEPENDENCE, MO 64055-5710
Document Number	000E109226
Instrument Date	Nov 06, 2020
Instrument	109226E
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12309 E 48TH TER S INDEPENDENCE MO 640555710, INDEPENDENCE, MO 64055-5710

Mortgage

Document Number	E109508
Date	Nov 18, 2020
Instrument	109508E

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,184 (+7.42%) Land $6,407 Building $29,777	$190,440 (+7.42%)
2024	$2,698.00 (+0.48%)
2023	$2,685.00	$33,686 Land $4,264 Building $29,422	$177,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 6% of Missouri
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 455 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Spectrum, Everfast Fiber Networks, Google Fiber, AT&T, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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