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12405 E 48th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12405 E 48th Ter S, Independence, MO 64055 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1955
Square Footage926 sqft Living Area
Lot Size11,326 sqft (0.26 acres)
GarageAttached, 288 sqft
OccupancyOwner Occupied
Tax Bill$2,336.00 (2024)

Property Details

APN / Parcel Number

Primary APN33-440-08-16
Alternative APNs
  • 33440081600000001
  • 880653

Interior

Bedrooms3 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area926 sqft Living Area
Gross Area2,126 sqft Gross Area
1st Floor926 sqft 1st Floor
Basement Area912 sqft Basement
Finished Basement912 sqft Finished
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 1955
Architectural StyleRanch Style
Exterior MaterialVinyl Exterior
Foundation TypeConcrete Foundation
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,326 sqft (0.26 acres)
Depth X Width163 ft x 70 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area288 sqft Garage
Deck Area216 sqft Deck
Porch1 Porch
Porch Area40 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number880653
Old Parcel Number33440081600000001
Street Address12405 E 48TH TER S
CityINDEPENDENCE
StateMO
Zip64055-5615
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLUE VUE LOT 124
Legal Range32
Legal Township49
Legal Section27
Legal SubdivisionBLUE VUE
Legal Lot Number124
JurisdictionJACKSON MO
Minor Civil DivisionBLUE
Census Blockgroup3
Census Block3009
Census Tract12400

Owner

Source: Jackson County records · APN 33-440-08-16

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12405 E 48TH TER S, INDEPENDENCE, MO 64055-5615
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HOME LOANS INC
Jul 13, 2017Warranty Deed, Transfer
SECURED TITLE/KANSAS CITY
Jun 28, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CALIBER HM LOANS
Feb 01, 2017Quit Claim Deed, Construction Loan · Building or Construction Mortgage
SANDRA STEWART

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 2021
Deed SaleJun 14, 2021
Prior SaleJul 13, 2017
Deed Doc Number2021E0064475
Record RefreshedJun 08, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateJun 14, 2021
Property Address12405 E 48TH TER S, INDEPENDENCE, MO 64055-5615
Document Number00E0064475
Instrument DateJun 09, 2021
Instrument2021E0064475
Transaction TypeTransfer
Record UpdatedJul 07, 2021

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12906 E 50TH TER S, INDEPENDENCE, MO 64055-5520

Mortgage

Document Number00E0064434
DateJun 14, 2021
Instrument2021E0064434
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term313 Months
DueJul 01, 2047

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateJul 13, 2017
Property Address12405 E 48TH TER S, INDEPENDENCE, MO 64055-5615
Document Number0000E63346
Instrument DateJun 30, 2017
Instrument63346E
Transaction TypeTransfer
Record UpdatedJul 26, 2017
Title CompanySECURED TITLE/KANSAS CITY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12405 E 48TH TER S INDEPENDENCE MO 640555615, INDEPENDENCE, MO 64055-5615

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address12405 E 48TH TER S, INDEPENDENCE, MO 64055-5615
Document Number0000E68010
Instrument DateJun 28, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12405 E 48TH TER S INDEPENDENCE MO 640555615, INDEPENDENCE, MO 64055-5615

Mortgage

Document Number0000E68010
DateJul 25, 2017
Instrument68010E
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 24, 2047

February 2017: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionJACKSON MO
Recording DateFeb 01, 2017
Property Address12405 E 48TH TER S, INDEPENDENCE, MO 64055-5615
Document Number0000E09548
Instrument DateJan 31, 2017
Instrument9548E
Transaction TypeConstruction Loan
Record UpdatedFeb 20, 2017
Title CompanyCOSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY INC

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address30251 GOLDEN LANTERN #E261 LAGUNA NIGUEL CA 926775993, E261, LAGUNA NIGUEL, CA 92677-5993

Mortgage

Document NumberE09634
DateFeb 01, 2017
Instrument9634E
Lender
NameSANDRA STEWART
Address6900 WESTCLIFF DR # 603, LAS VEGAS, NV 89145-0199
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 31, 2018

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictRaytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$19,347 (-33.68%) Land $4,077 Building $15,270$101,830 (-33.67%)
2024$2,336.00 (+0.47%)
2023$2,325.00$29,171 Land $3,511 Building $25,660$153,530

Flood & Wildfire

12405 E 48th Ter S is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Jackson County (29095C), updated May 28, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
4th percentile of exposed land nationally · 6th in Missouri
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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