12301 E 48th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12301 E 48th Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,464 sqft · built 1962
Lot Size	0.3 acres (13,051 sqft)
Owner	Individual Name on Record
Last Sale	$103,450 (Mar 2017)
Tax Bill	$2,543 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-430-08-03`

Property Details

APN / Parcel Number

Primary APN	`33-430-08-03`
Alternative APNs	`33-430-08-03-00-0-00-000` `33430080300000001` `880286`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,448 sqft
Basement Area	1,448 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,051 sqft (0.3 acres)
Lot Dimensions	158 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	880286
Street Address	12301 E 48TH TER S
City	INDEPENDENCE
State	MO
Zip	64055-5710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE VUE LOT 242
Legal Subdivision	BLUE VUE
Legal Block	3
Legal Lot Number	242
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3010
Census Tract	12400

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12301 E 48TH TER S, INDEPENDENCE, MO 64055-5710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Mar 6, 2017	Grant Deed, Transfer · FHA Mortgage KS STATEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	2017E20261
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	May 29, 2026
Property Address	12301 E 48TH TER S, INDEPENDENCE, MO 64055-5710
Document Number	00E0039795
Instrument Date	May 22, 2026
Instrument	202639795
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039795,
Date	May 29, 2026
Instrument	202639795

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12301 E 48TH TER S, INDEPENDENCE, MO 64055-5710
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0041163
Date	Apr 16, 2021
Instrument	2021E0041163

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 6, 2017
Property Address	12301 E 48TH TER S, INDEPENDENCE, MO 64055-5710
Document Number	0000E20261
Instrument Date	Mar 3, 2017
Instrument	20261E
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12301 E 48TH TER S INDEPENDENCE MO 640555710, INDEPENDENCE, MO 64055-5710

Mortgage

Document Number	E20262
Date	Mar 6, 2017
Instrument	20262E

Lender

Name	KS STATEBANK
Address	MANHATTAN, KS 66502

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,906 (-) Land $5,955 Building $24,951	$162,660 (-)
2025	$2,543.00 (+9.19%)	$30,906 (+6.3%) Land $5,955 Building $24,951	$162,660 (+6.29%)
2024	$2,329.00 (+0.47%)
2023	$2,318.00	$29,075 Land $3,868 Building $25,207	$153,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Everfast Fiber, Google Fiber, Spectrum, Wisper ISP.

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