12302 Cheroy Rd, Ashland, VA 23005 Property Records

Hanover County property record for 12302 Cheroy Rd, Ashland, VA 23005 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Architecture StyleColonial
Year BuiltBuilt 1997
Square Footage2,544 sqft Living Area
Lot Size117,612 sqft (2.7 acres)
OccupancyOwner Occupied
Tax Bill$4,710.00 (2026)

Property Details

APN / Parcel Number

Primary APN7789-84-7593
Alternative APN
  • 10185481

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,544 sqft Living Area
1st Floor304 sqft 1st Floor
2nd Floor2,240 sqft 2nd Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Foundation TypeNo Foundation Foundation
Roof MaterialComposition Shingle Roof
Lot Area117,612 sqft (2.7 acres)

Exterior Amenities

Shed1 Shed
Shed Area864 sqft Shed
Deck Area288 sqft Deck
Patio Area192 sqft Patio
Porch Area496 sqft Porch
Storage Building24 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number10185481
Street Address12302 CHEROY RD
CityASHLAND
StateVA
Zip23005-7926
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description12300 BLK CHEROY ROAD
JurisdictionHANOVER VA
Minor Civil DivisionBEAVERDAM
Census Blockgroup1
Census Block1004
Census Tract320801

Owner

Source: Hanover County records · APN 7789-84-7593

Assessment roll updated June 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12302 CHEROY RD, ASHLAND, VA 23005-7926
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 15, 2024
Transfer Doc0000340568
Record RefreshedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANOVER VA
Property Address12302 CHEROY RD, ASHLAND, VA 23005-7926
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032382773
DateOct 30, 2019
Book Page3238/2773
Instrument20191030000140790
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2034
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Hanover County records · Assessment roll updated June 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHanover County
Unified School DistrictHanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,710.00 (+4.76%)$581,600 (+4.77%) Land $106,800 Building $474,800$581,600 (+4.77%) Land $106,800 Building $474,800
2025$4,496.00$555,100 Land $106,800 Building $448,300$555,100 Land $106,800 Building $448,300

Flood & Wildfire

12302 Cheroy Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Hanover County (51085C), updated January 29, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 29th in Virginia
Wildfire LikelihoodLow — about 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cheroy Rd

Nearby Streets

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