Hanover County property record for 12285 Cheroy Rd, Ashland, VA 23005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,066 sqft · built 2017 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,000 (Oct 2015) |
| Tax Bill | $4,385 (2026) |
| Deeds & Mortgages | Aug 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 7789-75-7265 |
| Primary APN | 7789-75-7265 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,066 sqft Living Area |
| 1st Floor Area | 2,066 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 438 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10162200 |
|---|---|
| Street Address | 12285 CHEROY RD |
| City | ASHLAND |
| State | VA |
| Zip | 23005-7925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | 12200 BLK CHEROY ROAD |
| Jurisdiction | HANOVER VA |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 320801 |
12285 Cheroy Rd is owned and occupied by an individual who bought it in October 2015.
Source: Hanover County records, as of June 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12285 CHEROY RD, ASHLAND, VA 23005-7925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2015 · Amount on File |
| Deed Sale | Oct 23, 2015 · Amount on File |
| Deed Document Number | 2015140510 |
| Deed Book / Page | 3127 / 2914 |
| Record Updated | Sep 20, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HANOVER VA |
| Recording Date | Aug 4, 2017 |
| Property Address | 12285 CHEROY RD, ASHLAND, VA 23005-7925 |
| Book / Page | 003179 / 002091 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 100730 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 31792091 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 003179/002091 |
| Instrument | 100730 |
| Name | UNION MTG |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 12285 Cheroy Rd was $4,385.
Source: Hanover County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Hanover County |
| Unified School District | Hanover County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,385.00 | $541,400 Land $90,000 Building $451,400 | $541,400 Land $90,000 Building $451,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12285 Cheroy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12285 Cheroy Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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