Hanover County property record for 12286 Cheroy Rd, Ashland, VA 23005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,275 sqft · built 1985 |
| Lot Size | 3.26 acres (142,006 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,257 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 7789-84-1807 |
| Primary APN | 7789-84-1807 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,275 sqft Living Area |
| 1st Floor Area | 1,275 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 142,006 sqft (3.26 acres) |
| Garage Area | 1,368 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 325 sqft |
|---|---|
| Patio Area | 325 sqft |
| Shed | 1 Shed |
| Shed Area | 625 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10158999 |
|---|---|
| Street Address | 12286 CHEROY RD |
| City | ASHLAND |
| State | VA |
| Zip | 23005-7925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | S/S CHEROY RD |
| Jurisdiction | HANOVER VA |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 320801 |
12286 Cheroy Rd is owned and occupied by an individual.
Source: Hanover County records, as of June 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12286 CHEROY RD, ASHLAND, VA 23005-7925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANOVER VA |
| Property Address | 12286 CHEROY RD, ASHLAND, VA 23005-7925 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000332087 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 3320/87 |
| Instrument | 20210716000155450 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 116 Months |
| Due | Mar 1, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
The 2026 property tax bill for 12286 Cheroy Rd was $3,257.
Source: Hanover County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Hanover County |
| Unified School District | Hanover County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,257.00 | $402,200 Land $112,200 Building $290,000 | $402,200 Land $112,200 Building $290,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12286 Cheroy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12286 Cheroy Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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