1230 Smith Rd, Mount Vernon, IN 47620 Property Records

Posey County property record for 1230 Smith Rd, Mount Vernon, IN 47620

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,718 sqft · built 1992
Lot Size2.82 acres (122,839 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Apr 2020)
Tax Bill$2,512 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone A (high risk)
APN65-15-06-400-011.004-017

Property Details

APN / Parcel Number

Primary APN65-15-06-400-011.004-017
Alternative APNs
  • 00276121093
  • 0020064501

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,718 sqft Living Area
1st Floor Area1,566 sqft
AtticAttic
Attic Area2,304 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2002
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area122,839 sqft (2.82 acres)
TerrainLow
Garage TypeAttached
Garage Area650 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area144 sqft
Lean-To576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00276121093
Street Address1230 SMITH RD
CityMOUNT VERNON
StateIN
Zip47620-8224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM2
Legal DescriptionPT SE 6-7-13 2.82A
JurisdictionPOSEY IN
Township / Civil DivisionBLACK
Census Block Group3
Census Block3048
Census Tract40500

Owner

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1230 SMITH RD, MOUNT VERNON, IN 47620-8224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2020 · Amount on Record
Deed SaleApr 23, 2020 · Amount on Record
Deed Document Number20201442
Record UpdatedSep 20, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOSEY IN
Recording DateApr 23, 2020
Property Address1230 SMITH RD, MOUNT VERNON, IN 47620-8224
Document Number0202001442
Instrument DateApr 23, 2020
Instrument202001442
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1230 SMITH RD, MOUNT VERNON, IN 47620-8224

Mortgage

Document Number0202001443
DateApr 23, 2020
Instrument202001443
Lender
NameEVANSVILLE TEACHERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyPosey County
County SubdivisionBlack Township
Unified School DistrictMount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,512.00 (-5.85%) Homeowner's exemption$311,100 (+19.98%) Land $42,200 Building $268,900$311,100 (+19.98%) Land $42,200 Building $268,900
2024$2,668.00 (+15.6%)
2023$2,308.00 (-1.49%)$259,300 (+6.8%) Land $38,100 Building $221,200$259,300 (+6.8%) Land $38,100 Building $221,200
2022$2,343.00 (+44.99%)$242,800 Land $35,300 Building $207,500$242,800 Land $35,300 Building $207,500
2021$1,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 39 policies
Nearby Flood Policies39 in force
Nearby Flood Claims70 (1990–2025)
Claims Outside the SFHA7 of 70
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And, May 2011 · 35 claims
  • Severe Winter Storms And Flooding, Jan 2005 · 8 claims
  • Severe Storms And Flooding, Mar 1997 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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