1230 Howard St, Mount Morris, MI 48458 Property Records

Genesee County property record for 1230 Howard St, Mount Morris, MI 48458

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,646 sqft · built 1955
Lot Size0.269 acres (11,718 sqft)
OwnerIndividual Name on File
Last Sale$52,000 (Jun 2009)
Tax Bill$1,572 (2025)
Deeds & MortgagesNov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN11-06-300-007

Property Details

APN / Parcel Number

Primary APN11-06-300-007

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,646 sqft Living Area
1st Floor Area1,204 sqft
Basement Area884 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area11,718 sqft (0.269 acres)
Lot Dimensions136 ft deep x 86 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1230 HOWARD ST
CityMOUNT MORRIS
StateMI
Zip48458-1767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2 SNGL/2
Legal DescriptionA PARCEL OF LAND BEG N 88 DEG 05 MIN E 365 FT AND N 173 FT FROM S 1/4 COR OF SEC TH N 136 FT TH N 88 DEG 05 MIN E 82.5 FT TH
Legal Range07E
Legal Township08N
Legal Section06
Legal SubdivisionMT MORRIS LITTLE FAMRS
Legal Lot NumberA
JurisdictionGENESEE MI
Township / Civil DivisionGENESEE
Census Block Group2
Census Block2018
Census Tract12311

Owner

1230 Howard St is owned and occupied by an individual who bought it in June 2009.

Source: Genesee County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address1230 HOWARD ST, MOUNT MORRIS, MI 48458-1767
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2009 · Amount on File
Deed SaleJun 5, 2009 · Amount on File
Deed Document Number200945091
Prior Transfer DateSep 9, 2008
Prior Transfer Doc0000064470
Record UpdatedOct 29, 2026

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGENESEE MI
Property Address1230 HOWARD ST, MOUNT MORRIS, MI 48458-1767
Document Number0000070714
Instrument DateNov 1, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1230 HOWARD ST MOUNT MORRIS MI 484581767, MOUNT MORRIS, MI 48458-1767

Mortgage

Document Number0000070714
DateNov 8, 2017
Instrument70714
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203-4774
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 7, 2047
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1230 Howard St was $1,572 with a homeowner's exemption, down 1.3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGenesee Charter Township
Unified School DistrictMount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,300 (+7.29%) Land $4,100 Building $59,200$126,600 (+7.29%) Land $8,200 Building $118,400
2025$1,572.00 (-1.32%) Homeowner's exemption$59,000$118,000
2024$1,593.00
2023$46,400$92,800
2021$1,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1230 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1230 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENESEE COUNTY WATER SYSTEM
serves 73,726 people · EPA ID MI0002615
Water SourcePurchased surface water from KAREGNONDI WATER AUTHORITY
Last State InspectionOct 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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