123 Willowdale Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 123 Willowdale Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,275 sqft · built 1917
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Oct 2025)
Tax Bill	$10,014 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`13-04008-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`13-04008-0000-00003`
Alternative APN	`130400800003`

Interior

Stories	2 Stories
Building Area	1,275 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130400800003
Street Address	123 WILLOWDALE AVE
City	MONTCLAIR
State	NJ
Zip	07042-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X140 IRR
Legal Subdivision	ESTATE/GEORGE G DRAPER
Legal Block	4008
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1006
Census Tract	17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

123 Willowdale Ave is owned and occupied by two individuals who bought it in October 2025.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 20, 2023	Deed, Transfer FORTUNE TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Dec 20, 2023 · Amount on File
Deed Document Number	202563636
Prior Transfer Date	May 17, 1993
Prior Transfer Doc	5262000323
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 9, 2025
Property Address	123 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Document Number	0000063636
Instrument Date	Oct 7, 2025
Instrument	2025063636
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ALL JERSEY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	570 BROAD ST STE 900, 900, NEWARK, NJ 07102-4560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424

Mortgage

Document Number	0000063637
Date	Oct 9, 2025
Instrument	2025063637

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	SOFR Average 30-Day
Max Rate	10.6%

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 20, 2023
Property Address	123 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Document Number	0000075819
Instrument Date	Nov 8, 2023
Instrument	2023075819
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	FORTUNE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$1,168.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 GLENRIDGE AVE UNIT 1885, 1885, MONTCLAIR, NJ 07042-6873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 BROAD STREET, MONTCLAIR, NJ

Tax Assessment & Valuation

The 2025 property tax bill for 123 Willowdale Ave was $10,014, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$767,900 (+169.63%) Land $185,300 Building $582,600	$767,900 (+169.63%) Land $185,300 Building $582,600
2025	$10,014.00 (+3.33%)	$284,800 Land $185,300 Building $99,500	$284,800 Land $185,300 Building $99,500
2024	$9,691.00
2023		$284,800 (-3.1%) Land $185,300 Building $99,500	$284,800 (-3.1%) Land $185,300 Building $99,500
2022	$9,663.00 (+1.77%)	$293,900 Land $185,300 Building $108,600	$293,900 Land $185,300 Building $108,600
2021	$9,495.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 123 Willowdale Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 27 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 units insured incl. 6 condo units
Nearby Flood Claims	26 (1995–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Willowdale Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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