115 Willowdale Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 115 Willowdale Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,373 sqft · built 1924
Lot Size	0.146 acres (6,336 sqft)
Owner	2 Company Names on Record
Last Sale	$160,000 (Aug 1990)
Tax Bill	$13,424 (2025)
Deeds & Mortgages	Apr 2026 Sale Oct 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-04008-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`13-04008-0000-00005`
Alternative APN	`130400800005`

Interior

Stories	2 Stories
Building Area	1,373 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	6,336 sqft (0.146 acres)
Lot Dimensions	176 ft deep x 36 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130400800005
Street Address	115 WILLOWDALE AVE
City	MONTCLAIR
State	NJ
Zip	07042-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	36X176 IRR
Legal Subdivision	WILLOWDALE AVE
Legal Block	4008
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1006
Census Tract	17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	115 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Bargain and Sale Deed, Transfer WESTCOR LAND TITLE
Oct 12, 2022	Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO
Aug 7, 2020	Deed of Trust, Mortgage · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC
Sep 30, 2020	Grant Deed, Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC
Sep 16, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 1990 · Amount on Record
Deed Sale	Aug 8, 1990 · Amount on Record
Deed Book / Page	5135 / 306
Last Transfer Date	Apr 18, 2026
Transfer Doc	0000026844
Record Updated	Sep 20, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 22, 2026
Property Address	115 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Document Number	0000026844
Instrument Date	Apr 18, 2026
Instrument	202626844
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	WESTCOR LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	115 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 12, 2022
Property Address	115 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Document Number	0000091156
Instrument Date	Aug 24, 2022
Instrument	2022091156
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	755 ASHINGTON DR, 755, MIDDLETOWN, DE 19709-7519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	115 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Document Number	0000095564
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 WILLOWDALE AVE MONTCLAIR NJ 070424424, MONTCLAIR, NJ 07042-4424

Mortgage

Document Number	0000095564
Date	Sep 30, 2020
Instrument	95564

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 30, 2020
Property Address	115 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Document Number	0000095560
Instrument Date	Jul 31, 2020
Instrument	95560
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 WILLOWDALE AVE MONTCLAIR NJ 070424424, MONTCLAIR, NJ 07042-4424

Mortgage

Document Number	95564
Date	Sep 30, 2020
Instrument	95564

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	115 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Document Number	0000086897
Instrument Date	Sep 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 WILLOWDALE AVE MONTCLAIR NJ 070424424, MONTCLAIR, NJ 07042-4424

Mortgage

Document Number	0000086897
Date	Sep 29, 2017
Instrument	86897

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,800 (-) Land $181,000 Building $200,800	$381,800 (-) Land $181,000 Building $200,800
2025	$13,424.00 (+3.33%)	$381,800 (-0.93%) Land $181,000 Building $200,800	$381,800 (-0.93%) Land $181,000 Building $200,800
2024	$12,992.00 (+2.53%)
2023		$385,400 Land $181,000 Building $204,400	$385,400 Land $181,000 Building $204,400
2022	$12,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 units insured incl. 6 condo units
Nearby Flood Claims	26 (1995–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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